YOUR ESSENTIAL 2019 CHECKLIST
These tips can help your health, wealth and happiness flourish in the coming year.
Another year has flashed by even quicker than the last.
Now’s the time to look back on whether you achieved everything you wanted to last year and set your goals for the coming year.
Here are some tips to help you get organised.
Health and fitness: Make appointments for health and fitness assessments. Then set your goals and work out a plan for achieving them. Check any fitness club memberships—and your budget—to make sure you’ll be able to renew them when the time comes. You can also build less-expensive options into your weekly schedule like running, walking, stretching, bodyweight training, and if you’ve got a bike, maybe some cycling too.
Finances: Your new year will be much easier with your finances in order.
Put a budget in place so you’ll have money to cover everything you’re aiming to achieve in 2019—including Christmas shopping later in the year.
Switch to paperless statements and bills and save on mounting paperwork while you help the environment.
Sort out your superannuation. Find any lost super and bring your super together so you’re not paying additional fees. Consider topping up your super with before-tax dollars too. Salary sacrificing can make a big difference to your nest egg.
Set-up a file for your tax return—with a place ready for filing receipts throughout the year there’ll be no need to go searching and tax time will be much smoother.
Put plans in place to reduce your debt. Consider putting extra money into your credit card and visit a financial adviser so you can make plans to pay off debt and free up some cash.
REWARD YOURSELF AS YOU REACH YOUR GOALS