If you’re willing to spend a little...

Acronis True Image 2021 can be purchased for one-time charge of US$50 for the Standard edition. Acronis remains the gold standard in personal backup, ticking every box you might have and probably some you didn’t. It’s capable of everything we listed under ‘The fundamentals of backup’, and if you want them there are higher tier versions that offer support and online backup of 500Gb or 1TB for an additional subscription fee.