The Chronicle

Pave the way for RETIREMENT

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Reaching retirement age can be confrontin­g, even while you’ve been looking forward to it. Here are Style’s top tips on preparing for and enjoying your retirement.

First the kids leave the nest and you’re suddenly at home without the constant cooking and cleaning to occupy you. Then you arrive at the stage where people ask if you’re ready to retire or not.

How did you get to retirement age so quickly?

Sometimes retirement can be more confrontin­g and stressful than one would think. Before you can truly relax, there are often a lot of loose ends that need tying up.

Here are some top tips to retire with peace of mind.

Get rid of your debt

It seems obvious, but retiring with debt defeats the purpose of giving up work itself. Take care of your debts before you retire.

Know what you need

You may have a big house that you no longer really require.Maybe consider selling up and moving into a smaller, cheaper home.

Make use of seniors discounts

They’re there for a reason. These discounts apply to anything from lunch to medical insurance. Have a look around and see what you can get discounts on — it all adds up.

Plan ahead

Before you struggle to come up with ideas as to what you can do from now on, look into further options that you can do to enjoy every minute of your retirement.

Have you ever considered travelling, but have never had the time or means?

Maybe it’s time to visit the travel agent and book a trip.

If travelling isn’t on your agenda, you could look into joining a club, whether that be a book club, gardening, cooking, painting or doing something to maintain an active lifestyle.

All in all, your retirement years are there purely for you to enjoy and spoil yourself.

Spend time with your friends and family, treat yourself to new experience­s and give yourself the credit you deserve for years of working hard.

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