SUPER-CONFUSING

2009: Contribution caps halved; co-contribution reduced

2010: Employer contributions (SG) extended to age 74

2011: MySuper created; SMSF changes

2012: Higher caps for over-50s

2013: SG rise to 12 per cent by 2019

2014: SG rise delayed; changes to pension income

2015: Tougher age pension rules

2016: Lower contribution caps and tax changes

2017: First home super saver scheme, downsizing for retirees