Fam­ily drives a hard bar­gain

The Sunday Mail (Queensland) - - NEWS -

THERE hasn’t been a sin­gle time the Saun­ders fam­ily tried to get a bet­ter deal from a ser­vice provider and failed.

Kel­lie Saun­ders, 35, said she wasn’t sur­prised by the re­sults of The Sun­day Mail and Canstar in­ves­ti­ga­tion that re­vealed av­er­age fam­i­lies were miss­ing out on thou­sands of dol­lars of sav­ings by not look­ing for the best deal.

“We re­view (our con­tracts with ser­vice providers) an­nu­ally,” she said. “There hasn’t been a sin­gle time that I haven’t been able to find a bet­ter price for the same prod­uct on in­sur­ances in par­tic­u­lar.

“Sim­i­larly with our mort­gage, by switch­ing banks last year, our rate dropped 1.1 per cent, sav­ing thou­sands of dol­lars per year.”

The reg­is­tered nurse and mother of two said she un­der­stood that some­times tack­ling fi­nances could seem over­whelm­ing.

“It can be a lot of hard work but it is fi­nan­cially worth it,” she said.

“If it all seems too much, en­list the help of a bro­ker.”

For the Carsel­dine-based ldi b d fam­ily of four, bal­anc­ing cost-of-liv­ing pres­sures was a chal­lenge made eas­ier by bud­get­ing, Ms Saun­ders said.

“As the cost of ev­ery­thing in­creases and the num­ber of ex­penses in­creases, it can be hard for peo­ple to stay on top of things,” she said.

“We spend quite a bit of time on our fi­nances. We have a de­tailed bud­get that we stick to pretty ac­cu­rately ev­ery month, and we re­view it ev­ery quar­ter. It works for us and helps us keep on top of ever-chang­ing ex­penses.”

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