Hi Me­lanie,

The Sunday Telegraph (Sydney) - - OPINION -

Let me chan­nel my in­ner Oprah: You go, girl! Even bet­ter, like “O” I can give you the equiv­a­lent of a free car: If you have a $300,000 mort­gage, with 15 years left on the clock, that five-minute tele­phone call has saved you $27,618.

A few taps on the MoneyS­mart mort­gage switch cal­cu­la­tor sug­gests that, if you main­tain the same min­i­mum re­pay­ments as your cur­rent loan, you’ll save $36,908 over the life of your loan and be debt-free 15 months ear­lier!

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