Yesterday Across:

1. Last 3. Bankrupt 9. Careful 10. Event 11. Legitimatise

13. Tapped 15. Emblem 17. Nonessential 20. Credo 21. Realist 22. Speedily 23. Stud.

Down: 1. Locality 2. Shrug 4. Aflame 5. Kleptomaniac 6. Utensil 7. Tote

8. Off the record 12. Emulated 14. Protégé 16. Astral 18. Idiot 19. Acts.