In­surance drama

Farmer’s shock in­surance pol­icy dis­cov­ery af­ter lambs stolen

Warwick Daily News - South West Queensland Rural Weekly - - News -

ANAKIE sheep and grain farmer Shane Trot­ter was “shocked” to dis­cover his in­surance pol­icy did not cover live­stock theft.

About three weeks ago thieves cut the chain on a pad­locked gate of his farm and took 148 lambs that were ready to be sold.

The lambs were es­ti­mated to be worth $150 each, or $22,200.

The theft was re­ported to po­lice.

“But they didn’t even come out, they just wrote a re­port from their of­fice,” Mr Trot­ter said.

Com­pound­ing this, when Mr Trot­ter sub­mit­ted a claim with his in­surer, CGU, he was “shocked” to find out live­stock were not cov­ered un­der his farm pol­icy for theft.

He now ex­pects to get $5000 in “good­will” cov­er­age.

“We will lose $17,000, which I’d bud­geted to pay for new ma­chin­ery,” he said.

Mr Trot­ter said he had since looked at other in­sur­ers’ poli­cies but said they were “very ex­pen­sive”.

He is now call­ing on in­sur­ers to make it clearer to farm­ers that many poli­cies ex­clude live­stock theft.

He wants the gov­ern­ment to put more re­sources into stock theft polic­ing, and to in­tro­duce harsher penal­ties for of­fend­ers.

He said the gov­ern­ment should also change from the cur­rent EID sheep tags to mi­crochips in­serted un­der the skin of stock, to de­ter thieves.

He said cur­rent EID tags were “use­less” as they could be eas­ily cut off and re­placed.

“I also want to warn peo­ple to check their poli­cies, check the fine print, so they don’t get a shock like I did.”

— Kate Dowler

What do you think? Post c your com­ments to the Ru­ral Weekly Face­book page

PHOTO: ANDY ROGERS

CHECK THE FINE PRINT: Shane Trot­ter and his fa­ther Gra­ham had 148 head of sheep stolen.

Newspapers in English

Newspapers from Australia

© PressReader. All rights reserved.