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few years ago, I had no control over my personal finances – I’d go to the ATM and simply hope for the best (which was mostly bad news, let me tell you!). But now I’m a certified tightarse, proud to say I know where every cent is going and thrilled to be watching my nest egg grow. I’m a woman who knows my off-peak times, buys only what’s on special and puts anything not nailed down on Gumtree. I was pretty proud of myself until I came across Aussie mum Krechelle, who feeds her family of eight every week for just $25 per head! This week she shows us how we can all be $4000 wealthier… by Christmas. So, big spenders, straight to p64 for you!