When will manda­tory med­i­cal in­sur­ance be in­tro­duced in Azer­bai­jan?

Azer News - - Front Page - By Naila Huseynli

Azer­bai­jan has been im­ple­ment­ing a pi­lot project on Com­pul­sory Health In­sur­ance (CHI), which cur­rently cov­ers Min­gachevir, Yevlakh and Ag­dash re­gions of the Re­pub­lic, since the end of 2016.

The process of full im­ple­men­ta­tion of com­pul­sory health in­sur­ance in Azer­bai­jan will be com­pleted within five years, said Zaur Aliyev, Chair­man of the Board of the State Agency for Manda­tory In­sur­ance dur­ing the busi­ness fo­rum ar­ranged by the Caspian Euro­pean Club on Au­gust 29.

He said that this period will be con­sid­ered a tran­si­tional period, and dur­ing this time the cov­er­age of com­pul­sory health in­sur­ance will be grad­u­ally ex­panded.

“As you know, it is a sec­ond year we have been im­ple­ment­ing a pi­lot project, which this year was sup­ple­mented by Ag­dash. In the first year we paid more at­ten­tion to the num­ber of ser­vices and their ac­ces­si­bil­ity for the pop­u­la­tion, this year the at­ten­tion was paid more to qual­ity. At the same time, we pre­pared a plan for a full tran­si­tion of the en­tire coun­try to com­pul­sory health in­sur­ance. In July, we ap­pointed a con­sul­tant who would be re­spon­si­ble for the suc­cess­ful tran­si­tion period. A lot of work has been done and a spe­cial road map has al­ready been pre­pared. We will try to make the tran­si­tion process with­out prob­lems,” said Aliyev.

The direc­tor of the state agency men­tioned that by the end of the year, work will be­gin with med­i­cal in­sti­tu­tions to pre­pare them for the tran­si­tion period. He also added that the tran­si­tion period will dif­fer from the pi­lot pro­jects in that the ex­pan­sion will de­pend not on ge­og­ra­phy, but on the pro­vi­sion of ser­vices.

“We want af­ter five years any cit­i­zen of Azer­bai­jan re­gard­less of their fi­nan­cial sit­u­a­tion could ap­ply to med­i­cal in­sti­tu­tions, and re­ceive the nec­es­sary ser­vices. To do this, it is nec­es­sary to carry out a large amount of work. This will hap­pen step-by-step,” stated Aliyev.

The direc­tor of State agency also spoke about the de­ter­mi­na­tion of the ap­prox­i­mate amount of in­sur­ance pre­mi­ums to re­ceive ser­vices for the com­pul­sory health in­sur­ance.

“This process was car­ried out mainly based on the re­sults of the pi­lot project and has al­most been com­pleted. As a re­sult of our cal­cu­la­tions and tak­ing into ac­count the eco­nomic sit­u­a­tion, we took the fig­ure of 120 manat ($70.38) as the ba­sis. That is, ev­ery cit­i­zen will have to pay 10 manat ($5.87) per month in or­der to ob­tain ac­cess to CHI ser­vices”, he added.

Ac­cord­ing to him, a num­ber of cat­e­gories of cit­i­zens of the coun­try, such as, chil­dren, pen­sion­ers, dis­abled peo­ple and low-in­come fam­i­lies will be ex­empt from pay­ment of in­sur­ance pre­mi­ums. Their ex­penses on com­pul­sory health in­sur­ance will be paid by state. Peo­ple will be able to pay in­sur­ance pre­mi­ums in in­stall­ments.

“The em­ployed pop­u­la­tion, of course, will be able to par­tially pay in­sur­ance pre­mi­ums. At the same time, we will also pro­vide a cer­tain pos­si­bil­ity of par­tial pay­ment of in­sur­ance pre­mi­ums for the freely em­ployed pop­u­la­tion”, con­cluded Aliyev.

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