Calgary Herald

“Don’t Let Cheap Oil Ruin Your Retirement!”

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Calgary, AB – “When people learn what’s really happening with their life savings, their first reaction is anger,” says Allan Schieman. “Ordinary investors are being treated like suckers at the craps table and it’s robbing them of more than just their money - their retirement is at stake.”

Schieman, a former Certified Financial Planner and investment company CEO, left the business to advocate on behalf of ordinary investors. “Bankers are getting rich while regular people are losing their shirts,” he adds.

Retirement RisksAre ExtremeTod­ay “Markets everywhere are dropping like a stone and losses are mounting. We’re seeing interest rates go negative around the world - yet many financial advisors are doing nothing to protect people from the coming losses. Ordinary investors need a game- plan to survive this crisis before it’s too late!”

Secret: FollowASma­rter Plan

Schieman is revolution­izing retirement planning through education. “There are simple

ways to increase returns and reduce risk - but few investors know about them,” he says. “We give away the secrets for free.”

“We don’t sell investment­s - financial advice should not be connected to the sale of financial products” he says. “Financial freedom comes from a smart plan and the first step is to get educated.”

Generate Greater Cash Flow

Schieman helps eliminate the greatest fear of baby- boomers: not having enough money to retire. His organizati­on holds free workshops to share the simple strategies that guarantee retiring boomers will never run out of money.

“This isn’t rocket science. Everything we teach is designed for non- experts. For example, we reveal a simple way to increase your monthly cash- flow by up to $ 8,175 - without getting a second job… retired people LOVE this,” he explains.

Pay LessTax!

One of the simple ideas revealed during Schieman’s workshop is how to legally and ethically withdraw money from your RRSP or RRIF with about half the normal taxes. Another idea he shares is how investors can earn tax- free income for life.

ProtectYou­r Nest- Egg

Schieman argues that mutual fund investors are unknowingl­y losing as much as 60% of their gains to fees. “It’s not fair. You take all the risk, yet they your profits.”

He’s not alone in this argument. The

Retirement Gamble, a PBS documentar­y, explores how shoddy investment­s and biased advice are ruining many baby- boomer’s retirement­s. Schieman’s workshop reveals simple solutions for this problem.

Lower Risk - Higher Returns

Most investors are just riding the stock market roller- coaster but they only make money when the market goes up. “It doesn’t have to be that way,” Schieman laughs. “Come to our workshop and we’ll show you how to make money as the market declines. There is a LOT you can do to improve your life - once you’ve been shown how.”

Let’s ImproveYou­r Financial Life

More than 11,000 people have attended Schieman’s free workshops so far. “We give away the secrets that improve your life,” he says. “The best investment you can make is in your own financial education.”

Schieman is hosting a FREE workshop in Calgary to share these valuable and lifechangi­ng secrets - do NOTmiss it! You will discover:

• Alittle- known ‘ deposit account' paying

5% ( deadline is March 31) • How to increase returns without adding risk ( if you own mutual funds you must hear this tip!) • The One Investment that Guarantees You Never Ever Run Out ofMoney • CutTaxes In Half - On RRSP& RRIF

Withdrawal­s • The 7 critical questions you must ask before buying another investment ( your advisor hopes you never ask these) Event Details:

Wednesday, Feb 10th ( 7- 9 pm)

Clarion Conference Centre ( Tickets to the workshop are $ 63, but you may

attend FREE by pre- registerin­g now!) Seating is limited a SELL OUT is expected.

Register now for this powerful event! How To Pre- Register:

go to: www. SmarterFin­ancialPlan. com

or call: ( 403) 288- 6900 ( 24 hours)

PLUS: Get the FREE Special Report: “11 Costly Mistakes Every Investor MUSTAvoid”

just for registerin­g. - So Register Now!

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