MONTHLY SPENDING SNAPSHOT

Real estate

Mortgage ............................ $3,000 Property tax ........................... $395 Maintenance .......................... $135

Personal

Food, restaurant ................. $1,500 Charity and gifts .................... $100 Clothing, grooming ............... $400 Travel ..................................... $200 Misc ....................................... $955

Other basics

Utilities, phone, internet ........ $435 Car, home insurance .............. $218 Car fuel, repairs ........................ $80

Financial

TFSA ........................................ $916 RESP ....................................... $208 Life Insurance .......................... $44 Cash savings ........................ $1,526 Expenses ....................... $10,112

BIG PICTURE FINANCIALS Assets

Townhouse ................... $1,120,000 RRSPs ............................... $95,307 RESP .................................... $15,671 TFSA ................................. $124,656 Car ..................................... $10,000 Total Assets ............ $1,365,634

Liabilities

Mortgage ......................... $597,000 Net Worth ...................... $768,634

RETIREMENT READINESS

Five stars out of five