Get Insurance! Accidents happen. Every year, thousands of climbers are injured. Climbers like to think, “It will never happen to me,” which is fine because it’s the only way many dangerous routes get climbed. No one is saying not to attempt that run-out 5.11X on loose rocks with sharp talus and rattlesnakes at the bottom, it’s just that you should buy insurance before you try it. Why? Because like many climbers, chances are you’re travelling on a budget and don’t have the extra thousands of dollars for an expensive American medical bill. Yes, even anti-venom for a snake bite can cost up to $ 10,000 with treatment. Do some research and be prepared. Insurance is quick and easy to purchase. Also wise to have a f irst-aid kit i n the car because you never know when you’ll need it.