FULL-SERVICE FITNESS CLUBS

The monthly fees demanded by full-service fitness clubs are similar to many of the smaller boutique studios, but they offer less flexibility in the length of the contract. Most require a 12-month open-ended contract, which means a monthly draw from your credit card until you cancel. The upside is that your membership probably covers all fitness classes, gym workouts and access to all the facilities, which can include a pool, gymnasium, running track, etc.

The fees, which cost anywhere from $130-$200 or more a month, feature a packed schedule of group fitness classes that range from trendy to traditional, as well as several classes targeting specific ages and fitness levels. You’ll also find spin and yoga studios, a gym filled with cardio equipment and weights, and well equipped locker rooms.

Pros: If you like to mix up your workouts between cardio, weights and group exercise, then a full-service fitness club is your best option. For shift workers or anyone who likes to work out late at night or early in the morning, the operating hours of full service fitness clubs tend to be more generous than boutique studios.

Cons: The more services the club offers, the more expensive the membership, with little opportunity to “pay as you go.” With large memberships and busy fitness classes, you’ll be competing for a spot in the most popular classes and fitness machines.

Tip: Check out the prices at your local university, which tend to be cheaper than private fitness clubs and offer perks like squash courts and swimming pools. Keep in mind that the clientele will be primarily in their 20s and the schedule is designed to accommodate students not young professionals, parents or seniors.