Penticton Herald

Husband hiding financial informatio­n from his wife

- Ellie Tesher is a nationally-syndicated advice columnist based in Toronto. Her column appears Monday through Saturday. ELLIE TESHER

QUESTION: I’m middle-aged, with a much older husband and teenage child. My husband and I lived and worked on opposite sides of the globe when we met. We split our time in each other’s country after we married.

Once schooling began, our child and I stopped commuting overseas. My husband soon chose to live with us full-time.

He did this without discussing it with me beforehand. He said he took a leave of absence from his job, which deferred his pension until his retirement age.

He spent the next 10 years surfing the Internet and playing at being Mr. Mom, despite my clear requests that he get a job.

He gave me no clear answer as to what’s considered retirement age by his country/employer.

I waited. And took temporary postings overseas, working 12 hours, seven days a week for months.

Then I got cancer and had to take medical leave for years during chemo and radiation. The result was a huge income loss. Still, no answer on his retirement and pension. Last year, I accidental­ly discovered “hidden” income statements and discovered that he had taken early retirement.

He had concealed from me a very good retirement pension, which all went to his middle-aged children from a previous marriage, back in his birth country.

I was too devastated to talk to him. I felt our marriage was simply for the purpose of him living on my income.

He’d also concealed many years of rental income back “home.”

However, just before these facts emerged, he’d inherited some money and transferre­d half of it to me.

With a therapist’s help, I revealed to him what I’d learned about his finances, and he decided to move back overseas.

He’s now emailing that I’m the only one he’s ever loved, that he’ll stop supporting his adult children.

Should I believe him? Should I let this supposedly loving man (who has never looked at another woman since he met me 25 years ago) back into my life? ANSWER: It’s hard to trust someone who has had a secret financial life for years, despite your child together, your exhausting work trips to boost the family income, and your very serious illness.

He may be loving in some ways, but he has also proven to be self-interested, selfish, and deceitful.

If you love him and believe the truth, plus separation would be too devastatin­g for your daughter at this time, you could give him a second chance.

But you’d need visible guarantees of true financial partnershi­p, not just promises.

TIP OF THE DAY If you take back a husband who has deceived you financiall­y, set up banking guarantees that it can’t happen again.

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