Ex­perts of­fer money-sav­ing res­o­lu­tions

Tips and ad­vice to help put more of your money back into your life for 2019

StarMetro Halifax - - DAILY LIFE - Dan Heal­ing

CAL­GARY—NOW that we’re a week into New Year’s res­o­lu­tions, it’s time for a checkup, and a check-in with those in the know.

New Year’s res­o­lu­tions can help you close in on your lon­gand short-term money goals.

Whether you’ve set some long- or short-term money goals — sav­ing for re­tire­ment, pay­ing off a mort­gage, sav­ing for a trip — there are lots of new habits you can get se­ri­ous about.

Con­sider th­ese 2019 fis­cal sug­ges­tions:

“Re­solve to get real with your num­bers. You need to know what’s been go­ing on and what you’ve been do­ing with your money. Take stock. Then de­cide what you’re go­ing to do to stop adding to your debt and start to pay it Get real with your num­bers, ad­vises Les­lie Gard­ner, a fi­nan­cial plan­ner with Money Coaches Canada.

down.” Les­lie Gard­ner, fi­nan­cial plan­ner, Money Coaches Canada

You should re­solve to al­ways buy your gaso­line on a Sun­day, prefer­ably in the evening, be­cause that tends to be when you will see lower prices than dur­ing the rest of the week.” Dan Mcteague, se­nior petroleum an­a­lyst,

Gasbuddy.com.

“Re­solve to save money on ski­ing by buy­ing a multi-visit card that of­fers dis­counts and free ski days.

“And save money on trans­porta­tion by us­ing free or low­cost shut­tles of­fered by some ski re­sorts.” Jasper John­son, spokesman, Lake Louise Ski Re­sort

“If you sign up for a free trial on­line, look for al­ready­checked boxes. That check mark may give the com­pany the green light to con­tinue the of­fer af­ter the free trial or sign you up for more prod­ucts — only this time you have to pay.” Shawna-kay Thomas, spokes­woman, Bet­ter Busi­ness Bureau of South­ern Al­berta and East Koote­nay

“The in­stant grat­i­fi­ca­tion of toys or clothes are cer­tainly ap­pre­ci­ated by chil­dren and grand­chil­dren; how­ever, a gift that goes to­ward post-sec­ondary ed­u­ca­tion will have the great­est long-term im­pact. Re­solve to make con­tri­bu­tions to an RESP (reg­is­tered ed­u­ca­tion sav­ings plan) that al­lows the funds to grow on a tax-de­ferred ba­sis.” James Mccreath, port­fo­lio man­ager, The Mccreath Group, BMO Nes­bitt Burns Pri­vate Client Di­vi­sion

“This win­ter, re­solve to keep warm by dress­ing for the tem­per­a­ture. Don’t leave your car run­ning to keep it warm ... Idling can burn one to two litres of gas per hour, while restart­ing your car only uses about 10 se­conds worth of fuel.” Kris­tine D’ar­belles, se­nior man­ager of pub­lic af­fairs, Cana­dian Au­to­mo­bile As­so­ci­a­tion

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