Insurance providers balk at paying victims
If a drunk driver veered onto a sidewalk, killing 10 people and injuring 16, his auto insurance policy would typically pay damages awarded to the injured parties in a lawsuit.
But if the driver was found to have driven into the pedestrians intentionally — as Alek Minassian is alleged to have done with a rented van in April 2018 — the insurance providers could argue that no payout is required. Alternatively, they might offer a reduced payout of as little as $ 200,000 no matter how much the driver was insured for, and that amount would be shared among the many victims.
With the first of several expected lawsuits against Minassian and the van rental company now filed with the court, experts say the victims of the Yonge St. rampage may be denied the benefits they would have received in a typical collision case.
None of the allegations in the statement of claim have been tested in court and no statements of defence have been filed.
Ten people were killed and 16 injured when a van plowed into pedestrians in April.