| Cost of Living What Torontonians make and how they spend it

REGULAR EXPENSES

RENT $900 a month. “I run my swimwear line from my apartment. I’ve got a cutting table, industrial overlock and straight stitch machines.”

INTERNET $67 a month, with Altima Telecom.

PHONE $108 a month, for an unlimited talk and text plan, with Telus.

GROCERIES $250 a month, from Metro, No Frills and Whole Foods.

DELIVERY $250 a month, from Uber Eats and DoorDash. “I like to order from Crystal’s Eatery, a Jamaican and seafood restaurant in Vaughan.”

CAR $550 a month, for gas, insurance and financing. “I bought a Mitsubishi Lancer in 2014 and I’m almost done paying it off.” DEBT PAYMENTS $300 a month.

SAVINGS $150 a month, into an account with Wealthsimple. “Once my car is paid off, I plan to put more in each month.” FABRIC $175, a month, from Chu Shing Textiles on Queen West. “I have a good rapport with the owner and I use the fabric for my swimwear line.” SPLURGES

WINTER BOOTS $118, for North Face Thermoball booties, from Sport Chek. “I wear them on my nature walks.”

BED ACCESSORIES $200, for a plush comforter and body pillow, from Walmart. GIFTS $55, for a royal-purple plush lounge robe for her mother, from Amazon. “I got her something she could unwind in.” HIGH HEELS $277, for lilac Tejahn Burnett shoes.