Toronto Star

Cheque fees not allowed without bylaw changes

- Gerry Hyman gerry@gerryhyman.com

I pay my common-expense contributi­ons monthly by cheque. Management has advised that we’ll be required to pay a $10 fee for cheque payments rather than automatic account debit. Can the board do this?

The condominiu­m corporatio­n’s documentat­ion would have to be amended to require the bank account debit or, alternativ­ely, the additional $10 payment. This could be done by the passage of a bylaw, or an amendment to an existing bylaw, as the Condominiu­m Act permits bylaws to “govern the assessment and collection of contributi­ons to the common expenses.” The bylaw or amendment requires the approval by an affirmativ­e vote of the owners of a majority of the units. Bylaws must be reasonable but a court will not uphold a challenge to a bylaw unless the court determines that it is clearly unreasonab­le. And such a bylaw would likely be upheld by a court.

A condo corp. rule would not suffice as rules must be “respecting the use of common elements and units.” The tenant in the unit below mine is a smoker. I cannot open a window due to his second-hand smoke. My complaints have been ineffectiv­e. What can I do?

It is a common problem. Subsection 117 of the Condominiu­m Act, as recently amended, prohibits any activity in a unit or on the common elements that is likely to cause injury or an illness to an individual.

The likelihood of serious illness from breathing secondhand smoke has been clearly establishe­d. You should point out to the board of directors the corporatio­n’s obligation to enforce the prohibitio­n in the Condominiu­m Act.

Should the board refuse to act on the prohibitio­n, you might discuss with a condominiu­m litigation lawyer the commenceme­nt of a court action pursuant to Section 134 of the Condominiu­m Act requesting an order requiring the corporatio­n to enforce the statutory prohibitio­n. My main floor condo unit has plumbing within the outside wall to permit outdoor watering. If the water pipe breaks, who is then responsibl­e? What insurance should be obtained?

The boundary of your unit is likely the backside of the drywall so that pipes behind the drywall are part of the common elements. The condominiu­m corporatio­n, under the Condo Act, will be responsibl­e for repairs to pipes and for repairing any water damage to the common elements.

The Act also provides, however, that the declaratio­n may alter that obligation by providing that each owner shall repair the owner’s unit.

If the bursting of the pipe is not the result of the negligence or failure of the corporatio­n, it will not be responsibl­e for the unit owner’s cost of the repairs to the owner’s unit. The unit owner’s insurance should cover the cost of the unit repairs for which the unit owner is responsibl­e.

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