Your secret weapon against financial hardship

As you no doubt realize, unexpected challenges are part of life. But one of the best defences against financial hardship is to understand how to make the most of your money.

That means learning to save for the things you want or need, planning your purchases to get the most bang for your buck, understanding how and when to use a credit card, and putting aside at least a portion of your earnings for savings and charity. Finally, by investing your money so that it earns more money, you can secure your financial soundness and health long into the future.