Thames flood victims get details of assistance fund

Provincial officials outlined how people can apply to recover cost of damages

Those affected by the recent flooding from the Thames River had a chance to learn how they can recover at least some of their costs.

About 40 people were on hand at the Chatham-Kent Civic Centre for a public meeting on Wednesday, which provided information on the Disaster Recovery Assistance for Ontarians Program. Through this program, affected individuals, small businesses and not-for-profit organizations that have experienced property damage or loss as a result of the flooding may be eligible to receive help with emergency and recovery expenses.

The provincial program provides reimbursement of expenses incurred but may also offer interim payments to those who need upfront help.

Niamh Hill, program adviser for the Ministry of Municipal Affairs and Housing, said documentation is key to the process.

“Be diligent that you ensure you keep records of those costs,” she said. The program applies to a primary residence and its basic contents, or to a main small business, farm or not-for-profit organization. Damage from sewer backup is not eligible under the program except under special provisions for lowincome households.

Hill said that people can also claim up to 40 hours of their own cleanup labour at minimum wage. However, they might find themselves out of luck with some contents.

“Most electronics are not going to be covered,” Hill said. “(Also) gym equipment, sports equipment.”

Photos of the damage are accepted, however, Hill recommended including no more than 10. Additional photos should be kept handy if they’re requested, she said. Deadline for applications is July 3. An adjustment firm assesses the applications, with the ministry issuing a decision.

At its peak on Feb. 24, the Thames River rose to 5.25 metres above normal. Approximately 70 homes and 10 businesses in Chatham were damaged by flood water, according to the municipality. About 40 homes in Thamesville were also damaged.

Trish Duffield of Thomas Street in Chatham said every amount counts when it comes to funding assistance.

“It’s going to help me a little bit because of my hot water tank,” she said, adding there is between $10,000 and $15,000 in total damage.

More information and detailed program guidelines are available at ontario.ca/DisasterAssistance or call toll-free 1-844-780-8925.

DAN JANISSE Jesse Welch paddles his kayak through a backyard in Thamesville on Feb. 23. About 40 Thamesville homes were damaged by flooding, while in Chatham 70 homes and 10 businesses were affected.