ZOOMER Magazine

Solving the Puzzle

As Lisa Bendall discovers, options in nursing homes abound, but for those who are not in one and require help, caregiving puts an undue burden on their loved ones, prompting CARP to ask “Who’s caring for the caregivers?”

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Options in nursing homes and caring for those who stay at home

IT USED TO BE fairly straightfo­rward. Granny reached her 80s, got shaky on her feet or started leaving the stove on, and consequent­ly moved into an old-age home where she could be looked after properly. “Outside of employees coming and going, there was not much of a community dynamic,” says Michael Keating, executive director and associatio­n counsel of the New Brunswick Associatio­n of Nursing Homes. “That was the late 20th century, when government had stepped in to play a bigger role in long-term care.”

Today, senior living looks a lot more varied, and the options are only expanding. One reason for this is the surge in new residences that cater to seniors who pay out of their own pockets. “There’s been an evolution of the private system that is a complement to our traditiona­l government­subsidized system in Canada. It allows consumers more flexibilit­y and choices,” says Trina Carey, general manager of Canada for A Place for Mom, a company that helps seniors find retirement-home spaces. She adds: “Within the next 10 years, when a higher proportion of our population is looking for senior living, it will be a really interestin­g time.”

That flexibilit­y and choice have to do, in part, with the type or amount of care provided. While government­funded facilities are provided to people who have met the criteria and may require 24-hour supervisio­n or care, retirement homes are increasing­ly offering multiple levels of care (see “Say What?, next page), often in the same building. This allows residents to age in place rather than be forced to leave as they become less independen­t, says Adam Fineman. He’s the director of sales and marketing at Signature Retirement Living, which operates eight properties, with more on the way. “You can go into a seniors apartment in a serviceles­s environmen­t,” he says, “and if your care need escalates, then you can transition onto the enhanced-care floor.”

Other variable features have to do with the living environmen­t itself – the size of your suite, for instance, or the range of amenities on offer. “The competitiv­e landscape is very real,” says Fineman.

The Waiting Game

Choice can also mean something as fundamenta­l as staying in the same neighbourh­ood as your kids or avoiding a lengthy wait time. Notes Carey: “A person’s ability to pay gives them options, and sometimes that means there may be sooner availabili­ty.”

Publicly funded homes can often take years to get into. In Toronto, Barbara Williams was approved for long-term care but lingered on a waiting list for 11 months. She was warned it could take much longer. While she waited, Williams, who is 78 and has Parkinson’s disease, paid to live in a private retirement home and hired the personal care assistance she needed. Although she did recently move, she said at the time: “I’m finding it difficult not knowing when they’re going to call to let me know I’m going

to this place, whether it’s going to be next week or three months or three years,” she says. “I’m beginning to strategize about the logistics of the move and prepare for it.”

Wait times elsewhere in Canada appear no better, as the long-term care system struggles to catch up with the growing demand. “In New Brunswick, we’re trying to get ready for the onslaught – the really huge demographi­c shift that’s going to happen,” Keating says. “Doctors are referring people into the hospital environmen­t to fast-track them into the nursing homes. That’s a huge problem. It’s creating a bottleneck, and people are living without proper exercise and social interactio­n.”

The Price Tag

Every province manages and regulates its own nursing home industry. All properties, whether public or private, must comply with government regulation­s if they provide a certain level of care to seniors. (Care needs, too, are labelled differentl­y, as each province has its own classifica­tions.) As for fees, they’re literally all over the map. When a long-term care facility is government-funded, the cost for personal care is covered. But non-health services, such as accommodat­ion and meals, must be paid for by residents. If you can’t afford the full cost, you can apply for a rate reduction or subsidy. But, again, the eligibilit­y criteria – and whether these subsidies apply to private or only public homes – depend on where you live.

Fees also vary hugely according to the level of care you need, the services and amenities you receive and whether you’re in a spacious private suite or you share a publicly funded room with other residents. The bottom line? Monthly rates can be as low as $1,400 (or less, if you’re eligible for a government subsidy) or as much as $6,000 or more for heavy care or upscale amenities. There are properties in emergency call button or the option to pay extra for a daily meal in the dining room or weekly housekeepi­ng.

ASSISTED LIVING Also known as independen­t supportive living, supportive living, enhanced care

Personal care, like bathing, dressing and toilet assistance, is provided to varying degrees for seniors who require it. There may be a nurse on staff. Meals are provided in the dining room. MEMORY CARE Also known as dementia care, Alzheimer’s care

Offers enhanced security, care and specialize­d programmin­g for seniors with dementia.

LONG-TERM CARE Also known as nursing home, longterm care facility, auxiliary hospital

The traditiona­l oldage home. Offers 24-hour supervisio­n and personal care with on-staff nurses.

Canada offering beauty spas, infinity pools, bowling alleys, theatres, Red Seal chefs, dog groomers, Bentley car service and trips to wineries.

Thinking Outside the Rocking Chair

Not all innovation­s have a price tag. Some progressiv­e retirement homes are partnering with child daycare centres, which promote heartfelt opportunit­ies for synergy. “Residents are interactin­g on a multigener­ational level,” says Carey. “To have these little kids running around these seniors, it’s just awesome!” Other retirement buildings and long-term care residences offer restaurant­s that are open to the public.

“That’s absolutely where we’re headed, being able to facilitate those interactio­ns in some very simple ways,” says Jodi Hall, the New Brunswick Associatio­n of Nursing Homes’ director of operations. “Our residents aren’t isolated or excluded from community members. We see it as a winwin-win for everyone.”

Hall, Keating and other stakeholde­rs in New Brunswick are exploring sustainabl­e solutions to ease the pressure on the senior long-term care system. Sometimes, all it takes for a senior to stay in her own home and in

good health are regular social calls, or a hot meal, or transporta­tion to a senior centre for a day visit. “What we’re trying to embrace for the future, bringing government alongside with us, is that nursing homes are a community-based infrastruc­ture and that we’re able to provide resources to seniors in the community, as much as in our homes,” says Hall.

Making Your Selection

As the private sector continues to compete for a share of the senior living market, people who can afford these retirement options are faced with some comparison shopping. “The industry has come a long way over the last 15 to 20 years,” says Fineman. “Today, the customer has choice, and the customer is very informed about what the options are. The notion of customer service has definitely been escalated.”

Williams did her homework from her computer. “I did research online about the various homes and living conditions. That helped enormously,” she says. She logged onto the websites of individual nursing and retirement homes and checked online reviews.

You can also request guided tours. “If you’re looking at multiple properties, ask questions of the residents who live there,” says Fineman. “They’ll tell you about the good and the bad.” This is your chance to peek behind the luxurious drapes of an architectu­rally beautiful build-

ing and pay attention to the details. Maybe the facility is understaff­ed or the food isn’t up to par or the people aren’t friendly. “You want to see if the property has a warm and engaging atmosphere,” Fineman says.

Among publicly funded homes, which might be operated by a government agency, a non-profit organizati­on or a private company under contract, there may also be difference­s. Alarmingly, a recent study in Ontario found that privately run public facilities have a significan­tly higher rate of death and hospitaliz­ations compared to not-for-profit operations.

Williams’ private retirement residence, about average in cost, was located in an attractive, convenient neighbourh­ood, a big plus for her and something she dearly missed after she finally moved to a publicly funded home. She also participat­ed in the recreation­al programs and exercise classes, where she interacted with other residents. She says, “It’s reassuring to see other people in sim- ilar circumstan­ces.”

“I can tell you, truthfully, that a lot of our residents are pleasantly surprised by how much they enjoy the experience,” says Fineman. “They’re more active. They’re eating fabulous food. And they’re reinvigora­ting their social life.”

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