TIMELY ADVICE

JASON NAGY, director of operations for CanAm Insurance, the travel insurance partner for

The McLennan Group Life Insurance (C.A.R.P.’s recommended insurance partner), offers these tips to Canadians who need or choose to travel as the pandemic carries on.

1

Always keep up to date with the latest Government of Canada travel advisories. These have a great impact on your travel insurance, as some companies will refuse to cover COVID-19 when the government says you shouldn’t be travelling. Other companies have special policies or ways of handling COVID coverage, even when there is a travel advisory.

2

Not all insurance companies will cover COVID. Those that do will either roll their coverage into one bundle or add separate policies that cover travel and health costs related to the virus. Expect to pay more for plans that cover COVID – these can cost anywhere from five to 30 per cent more than plans that don’t.

3

If you test positive for COVID while travelling, you’re not going to be able to get on that plane home. Can you afford to cover the cost of staying at your location for an extended quarantine? Some policies will cover quarantine costs, while others won’t. Make sure you know exactly what your plan offers and are aware of its caps, exclusions or limitations.

> For a complete list of all benefits that are available to C.A.R.P. members, visit: carp.ca/ member-benefits