Category - Personal Finance

• Survey shows varying approaches to payday
• Price-taker’s curse: Distant shocks and Filipino wallets
• What Fed rate hike likely means to consumers
• Wincing at the post-hols credit card bill?
• Fed raises rates for first time in 3 years
• What about third-party digital wallets?
• The great pensions countdown
• Banks can have hundreds of versions of savings accounts — so are you a victim of their rate trick?
• Credit scores shake-up creates winners and losers
• HOW YOU CAN RETIRE EARLY
• Nation’s $40 trillion debt affects everyday costs
• Beyond chatbots: How AI is being used in personal financial management
• Mortgage relief expands for disaster victims
• Asset depletion loan lands client new home
• A ‘swipe’ at card fees
• How to improve your credit score
• ‘Die With Zero’ says retire with memories, not cash
• The emergency fund dilemma: Should you use your savings to eliminate debt?
• Boomer kids asking folks for $$ help
• Average mortgage rate hits highest level in over 14 months
• The cruel twist to divorce no one warns you about that left us £1.3million in debt and suicidal...
• How the insidious new retirement stealth tax means Labour are... Giving with one hand and taking with the other
• Bond mayhem has a silver lining – savings rates are soaring!
• Traders bet Fed will raise its rate
• Great Recession is still lingering for Gen X
• CLIENT SITUATION
• Couple wants to leave an inheritanc­e for 3 kids
• ‘I want to retire at 60 and spend everything I have’
• 5 pension pitfalls and how to avoid them
• Stop emotions driving your spending habits
• With two super funds, should I seek power of one?
• Could we face another meltdown if an American AI bubble bursts?
• How do I report income from RESPs as a dual citizen?
• Pension tax that’s poised to create a timebomb
• KiwiSaver should be for everyone
• How to reduce insurance premiums without sacrificin­g essential cover