In­sur­ance as­ses­sors take stock of storm da­m­age

Cyprus Today - - NEWS - By ANNE CANALP

IN­SUR­ANCE as­ses­sors were out in force yes­ter­day as flood vic­tims took stock of da­m­age to cars and prop­erty but were ad­vised to read the small print on their poli­cies.

Girne Dis­trict Of­fi­cer Sinan Güneş said: “We will ac­cept in­di­vid­ual ap­pli­ca­tions for da­m­age but we are also dis­tribut­ing claim forms to mu­nic­i­pal­i­ties in Dik­men, Al­san­cak and Lapta so that peo­ple do not have to come to cen­tral Girne.

“In­spec­tions of prop­erty will start on Mon­day with of­fi­cials from the State Plan­ning and Con­struc­tion De­part­ment so that claims can be logged and sent to the min­istries of Fi­nance and In­te­rior but Cabi­net ap­proval is re­quired for any state com­pen­sa­tion plan.

“An ex­tra­or­di­nary amount of rain fell on Sel­vilitepe and I do not be­lieve that any in­fra­struc­ture could have pre­vented the flood. I worked for the Me­te­o­ro­log­i­cal De­part­ment for over 10 years and have never seen any­thing like it.

“How­ever, there will cer­tainly be an in­ves­ti­ga­tion.”

North Cyprus Union of In­sur­ance Com­pa­nies gen­eral sec­re­tary İbrahim Kalçın said it was too early to dis­cuss the sit­u­a­tion as claims were still com­ing in.

In­sur­ance com­pa­nies warned mo­torists that third-party poli­cies only cov­ered them for traf­fic ac­ci­dents.

Anadolu In­sur­ance dam­ages and ac­counts man­ager Mehmet Ali Bozkurt said: “There will be a hefty price to pay. We cover all da­m­age un­der our com­pre­hen­sive car in­sur­ance poli­cies but many com­pa­nies re­quire the first 2 per cent of the car’s value, or 2,000TL, to be paid by the cus­tomer.

“Flood da­m­age is in­cluded in all our house in­sur­ance poli­cies al­though we are not keen to in­sure some homes in Lapta, for in­stance, or the hos­pi­tal area of Le­fkoşa, which are higher risk.”

A spokesman for Dağlı In­sur­ance said: “We do charge the 2 per cent on com­pre­hen­sive in­sur­ance and only in­clude flood and storm da­m­age in our house in­sur­ance poli­cies at the cus­tomer’s re­quest, or if we feel there is a risk.”

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