Insurance assessors take stock of storm damage
INSURANCE assessors were out in force yesterday as flood victims took stock of damage to cars and property but were advised to read the small print on their policies.
Girne District Officer Sinan Güneş said: “We will accept individual applications for damage but we are also distributing claim forms to municipalities in Dikmen, Alsancak and Lapta so that people do not have to come to central Girne.
“Inspections of property will start on Monday with officials from the State Planning and Construction Department so that claims can be logged and sent to the ministries of Finance and Interior but Cabinet approval is required for any state compensation plan.
“An extraordinary amount of rain fell on Selvilitepe and I do not believe that any infrastructure could have prevented the flood. I worked for the Meteorological Department for over 10 years and have never seen anything like it.
“However, there will certainly be an investigation.”
North Cyprus Union of Insurance Companies general secretary İbrahim Kalçın said it was too early to discuss the situation as claims were still coming in.
Insurance companies warned motorists that third-party policies only covered them for traffic accidents.
Anadolu Insurance damages and accounts manager Mehmet Ali Bozkurt said: “There will be a hefty price to pay. We cover all damage under our comprehensive car insurance policies but many companies require the first 2 per cent of the car’s value, or 2,000TL, to be paid by the customer.
“Flood damage is included in all our house insurance policies although we are not keen to insure some homes in Lapta, for instance, or the hospital area of Lefkoşa, which are higher risk.”
A spokesman for Dağlı Insurance said: “We do charge the 2 per cent on comprehensive insurance and only include flood and storm damage in our house insurance policies at the customer’s request, or if we feel there is a risk.”