Complete livestock cover with real value-added benefits

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Lidwala Insurance we believe that every animal you own is an investment, therefore Livestock Insurance is very important.

This insurance reimburses you for the current market value of any animal at the time of loss.

Whether it is through any covered risk, it is important that your hard-earned investment is covered so that you can replace any livestock that is lost.

Lidwala’s Tailor- Made Livestock Cover

After carefully assessing the various risk profiles on livestock farmers within Eswatini, Lidwala crafted an innovative product that offers complete cover to a farmer’s investment to cushion them from the normal “loss events” that would incur if not covered

In this article, we want to unpack four value added covers that are embedded in the tailor- made livestock cover offered by Lidwala:

Death due to impact by road vehicle

Death caused by accidental electrocution

Calving losses

Death due to transit risks.

Death due to impact by road vehicle

As we move deeper into the summer season, the rain has replenished the vegetation across the entire country.

More vegetation means more food for grazing livestock, and many emaSwati motorists are used to seeing cattle grazing not far from the roads they use.

In many unfortunate instances, these grazing herds wonder into the road which exposes them to serious accidents that usually lead to their death.

The death of a farmer’s livestock is a huge loss since the farmer may have already invested a lot of money in ensuring that his livestock is in perfect health and can bring lots of money when sold.

Lidwala’s cover helps to reimburse the farmer for the value that the livestock was covered for, to ensure that farmers do not loose out on their investment and their herd keeps on thriving.

Death Caused by accidental electrocution

Wondering livestock is a reality that many farmers face dispite all the efforts that farmers may take, to ensure that movements of their cattle is monitored, sometimes these herds do graze unmonitored and end up grazing closer to the hazardous structures, including electricity poles. This leads to such animals getting exposed to electrocution.

Should any of your livestock loose their lives because they accidently got caught up in an electric fence, or any other electricity unit that may electrocute your livestock, Lidwala has you covered.

Calving losses

Calving is a very stressful time for both the expectant mother and its owner, this is because of the various risks they face. Should death occur during the calving process, Lidwala’s livestock insurance will pay out a claim for you to replace the loss of the pregnant livestock.

Death due to transit risks

Accidents are bound to happen when you are transporting your livestock. Therefore, Lidwala covers your livestock in transit.

Helpful tips

To safeguard your investment, and ensure that risks that your livestock may face are minimal, Lidwala encourages farmers to ensure the following:

All insured animals are disease free and have a certification from a veterinary surgeon

All insured animals are in good health from the age of six month up to ten years Livestock are up to date with their vaccination program

Livestock are clearly identified through the form of branding, microchipping, or tagging or as specifically requested

Lidwala insures any types of livestock a farmer may rear, from cattle, goats and pigs.

For more information about Livestock cover and other products under the Agriculture Insurance 2508 portfolio, contact 5600/ 2404 9922

or email marketing@lidwalainsurance.com