Make sure your home is properly covered

ƒ› ’‡‘’Ž‡ǡ ‡•’‡…‹ƒŽŽ› ‹„—‹–ŽŠ†‡‹…‰‘ƒŠ–‡‘š– ‡‘ˆ‘‡”‘—ƒ”™ˆƒƒ–‹Ǧǡ OR

‹Ž‹‡•–‹•Ǥ‘Š‡‹‘• ˆ†‘”—‡”ƒ‰”‡”ƒ‡–“‡—•–‹”ƒ‡…•Š‹ƒ‡˜Ž‘‡–Ǧ ™‘ˆŠ‡ˆ›‹–‹–ˆƒ‘‹”•…ƒ‹•ƒ—Ž›…‹Šˆƒ˜ƒ‡˜‹•Ž–ƒ›Ž—–‘‡ƒ„Š–Žƒǡ‡˜™‡ƒ…ŠƒŠ‹’…‹‡ŠŽƒ˜…‡‹‡•Ǧ …‘ƒ™‡ŽŽ‡‹–†•Ȁ‰Š…‘ƒ‘Š‡‘Ǥ‹—–‡…Š‡‡ˆ‹ƒ–•ƒ•”‘…‡‹ƒŽ‡ƒŽ–‹‹‡•†˜‡‘•–™–‘Ǧ Ž…‘‘•ˆ‹”‘‰–•‡—†…Š™ƒ‹–Š ƒƒ”†”Ǧ‹‡•ƒ”‘‡ˆ†‡ƒ‹–•Š•‡”– ‹‘•”•‹–‘•‹…‘’‘–‡”–ƒ–•Ǥ– –Š‹ƒ•–‹•ƒ•–ŠŠ‡‘”‡ƒ‡•‘‘™‹–Ǧ ‡”•‘ǡ ™‡‡•ƒ—˜”‘‡‹–†Šƒ„–‡›‹‘‰—”—Š‘†‡”‡‹‹ •—’”‡‘†’ǤǦ ‹‡Ž‡”ƒŽ›†•‡‹™” •ƒ‹—–‹”‹‡‹†Šǡ ‘ƒ˜•‹ƒ†–ƒ™‹˜•ƒ‡‘ŽƒŽ”—‹•–‹‘••—‘”–Žƒ—‘–…‹‘‡ǡ‹–ƒ•Ǧ ‹‰ƒ™–‡‡Ž•Ž—’…ƒŠ…”‹ƒ•‰‡•†ˆ‘‹”•Š—‘”ƒ‡…‘‡™…‘‡˜”‡•”Ǥ „ˆ‘‘”–—ŠŠ†–‘‹ƒ–”Ž‡‹‡‡‘†•™ǡ‡‡ƒ†‡• ”’•‹–”‘–‹’Š•‡ƒ”–‡–š‹–‡‡•‘ƒ†™•‡•†™‡–Ž‘Ž œƒ‹• ’”ƒ‘–‹’‘‡”–‹‡ƒ•…†‘ǡ ‹•–ƒ”—˜ƒ…–‹Ž‡ƒ†„Ž‘‡–‘™ƒƒŽǦŽ Š‘‡‘™‡”•Ǥ ‹†™ƒŽƒ •—”ƒ…‡ –‡‡…–‘‹ƒ—Ž”ƒ„‰—‡›•‡Š”•‘‹‡‘–™Š‡‡”•ƒƒ”‡†–ǡ’–‘‘Ǧ –…‹‘••‹Ǥ†‡” –Š‡ ˆ‘ŽŽ‘™‹‰ ‡› “—‡•Ǧ †„ƒ‡•Š‡‡†‹‡–‘›–ƒ‹–”™‡†‘„—„ƒ–ƒ••‹•‘‹…•‘–’ˆ‰”‹‘‹‘•…†—‹’”ˆŽƒƒ‡‹•–…ŠǢǢ‡ǣ‹‹•Ǧ

What value does insuring my home give to me?

†‡‹–› ‹• ƒ †‡ˆ‹‹‰ …Šƒ”ƒ…Ǧ ’–‡—”–‹•––Š‹…‡ ‘‹ˆ •‹—•”‡—†”ƒ„ƒ……‡ƒ–•‘‹– Š•‡‡‘”•‹‰–‹‘Ǧ ‹–Šƒ‰‡Ž›ƒ’•‘—›•ˆ‹’ˆ–‡”‹‘”‘‡ˆ†‹––ƒ‘Š”‡Ž‘›ƒ••™›ǡ ‡™Ž‘”‹‡•–•ŠǤ‹‘—–„‡ˆ‘ƒ”‡Ǧ •–ƒ–†ƒ‘”•†– ǡ‰–‘Š‘ƒ†– ˆŽƒ‡‹‰–ŠƒŽŽ‹›• ƒ„‹†‹•‹„‘—–Š ’–‘ƒ”†–‹‹•‡…•Ž‘‡•‡–‡‡”˜‹‡”‰›‹–Š–‹‘ƒ‰ǡ ƒ…‰–”Š‡‡‘‡‡•––Ǧ Ž‹›ˆ‘ƒ”†ƒ–‹‘– ™–Š‹–ƒŠ–Š…‘Ž—†Ž†ƒ‹› ’…ƒ”…‹–‹…‘ƒŽ ‡ƒ…Š ’ƒ”–›ǯ• †‡…‹•‹‘ ƒ‹‰Ǥ

‘‘ˆ —””‡’„‘—Ž‹‹Ž…†›‹ ‰‡‡›†‘•—–”‘ …Š‘‘˜‡”‡–Šƒ‡– …–‘Š•‡– –…—””ƒ‡–‡Ž–›ǡ…‘•‘•–”‡—Š…–‘‹‘‡‘…‘™•–•‡Ǥ”• •ˆ‹‘”Ǧ ’Ž”›‘–‡’…—–”‹‘…Šƒ–•‘‡ •ƒ‡–‹•‘ˆ—›‰Š–Š‡‹‹”•ˆ—‹” ƒ…‡Ǧ ™‡˜ƒ”‘ǤŽ—‡Ž–†Š‘…‡ˆ‘”••–Š–…‡–‘‘‹””ˆŠ‡—„‘•—‡‹Ž‡–†Š™‡‹–Ǥ‹”–‡ŠƒŽ™‡Š•ƒ––ƒ–‹‡– ‡˜‘‡™”›‡‘˜‡”‡ǡ –Š‘‹•™•‹•–Šƒ– –Š‡‹•–˜ƒŽ—‡‡ ƒ‘•ˆ

F1. DO I HAVE ENOUGH INSURANCE TO REBUILD MY HOME?

›‘—”‡•’”‘‘’”‡”–˜›ƒŽ—ƒƒ’„’Ž”‡‡Ȍ…‹‘ƒ˜–‡”• –‹ȋ„ ‡ǦǤ

Š‹• ‹• ™Š› ‹– ‹• ‹’‘”–ƒ– –‘ ƒ‡ •—”‡ –Šƒ– –Š‡ ‹•—”‡† ˜ƒŽ—‡ ‘ˆ ›‘—” Š‘‡ ‹• ƒ†‡“—ƒ–‡ –‘ ”‡„—‹Ž† ›‘—” Š‘‡ ‹ –Š‡ ‡˜‡– –Šƒ– ‹– ‹• …‘Ǧ ’Ž‡–‡Ž› †‡•–”‘›‡†Ǥ

– ‹†™ƒŽƒ •—”ƒ…‡ ™‡ ‡…‘—”Ǧ ƒ–Š‰‡ ’Š”‘’‡‡”–‘›™‡˜‡”›• ͵–Ǧ‘ͷ ›”‡Ǧƒ‡”˜•ƒ–Ž‘—ƒ–•‡Ǧ •‰‡‹‡•‡•ƒ‡–Ž”Š•‹‘‡‰Š–”ƒ—˜†‡‡’˜ƒƒƒŽ”—–‹‡–‡‘‡ˆ”–›ƒ‘Ž–—Š”ƒ‹•Š–‘…‡ƒ‡ǦǤ „’—”‘‹Ž’†‡‹”Ž‰› ȋ†Š‘ƒ‡••‘‡•”•„—‡•‹– ‡‘••ˆ Ȍ›ƒ‘—†” ’‡˜”‘ƒŽ’—‡ƒ”––‡› –‘Š‡–•”——”‡ ‹˜–ƒ‹•Ž—‹‡•‘—ˆ”‡–†Šˆ‡‘‹” –Š‡ ’”‘’‡” ƒ‘—–

2. DO I HAVE ENOUGH INSURANCE TO REPLACE AŠ‡LL„‡O•–F™Mƒ›Y –P‘O†S‡–S‡E”SS‹I‡O‹Nˆ S‘?‡

Šƒ• ‡‘—‰Š …‘˜‡”ƒ‰‡ ‹• –‘ …‘†—…– ‡ƒ˜‡Š”‘›–Š‡‹‹‰˜›‡‘—–‘‘”™›ǡ™ƒŠ‹†…Š–Š†‡‡‡–ƒ•‹–Ž‹•Ǧ ƒ–‡† …‘•– –‘ ”‡’Žƒ…‡ –Š‡•‡ ‹–‡• ‹ƒˆ †–Š‹•‡ƒ›•–ƒ‡”‡Ǥ •–‘Ž‡ ‘” †‡•–”‘›‡† „› ‡‹†‡™’ƒ–ŽŠƒ‹•‡Ž‹…•‘–——”’ƒ‰–‡‘• †‹–ƒ•–‡…Žƒ‹‡•–Š•‡–‹‘” ƒ•‹•••‡ƒ–• †‹‹…”…‡Žƒ—•†‡‡ ‘‡š’ƒ‡ƒ•‹˜‡—ƒ‹–Ž‡„ƒ•Ǧ ‹…Ž—†‹‰ Œ‡™‡ŽŽ‡”›ǡ –˜ •‡–•ǡ Š‘‡ ‡–‡”–ƒ‹‡– ‰ƒ†‰‡–•ǡ ˆ—”‹–—”‡ǡ ŽƒŠ’‹–•‘Ž’‹•–ǡ ‹…ƒƒ†ǡ„‡–…•ǤŠǤǤƒ”‡† ™‹–Š ›‘—” „”‘‡” ƒ† —†‡”™”‹–‡” ‘…‡ —’Ǧ

’Šƒ†•ƒŽƒ•˜–…‡‡‡–†ƒ•†ǡ Ǥ‹…•‘Š‘‘”—’†ŽŽ†‡”–‡Šˆ‘‡‹”›˜›‡‘‡—‡–”‘†‹”–›‘•‘—„ˆ”‡›‡‘””—–‡‘”Ǧ

3. DO I HAVE ENOUGH INSURANCE TO PROTECT ME AGAINST ANY LIABILITY?

†‹Ž•–Šƒ•‘–—‡‰”Š’Žƒ‘–‹ƒ‰ǡ‡‹›– ‡‹•Ž‡ƒŽ•‡‘–‹‹Ǧ ’‘”–ƒ– –‘ Šƒ˜‡ ƒ†‡“—ƒ–‡ ’‡”•‘Ǧ ƒ‹›‘Ž ŒŽ—‹ƒ”„›ƒ‹‰Ž‘ƒ‹–‹”›•’’–””‘‘Ž’–ƒ‡™‡…”•––‹—›‘‹–†•Ǥ ƒˆŠ‘‹ƒ”•‰…‡„‘‘˜–†Š‡‹”ƒŽ›•– …›ƒ‘—•‘‡”–‘› ‘—–Š” ‡ˆƒ” ’‡‹Ž‘›’Ž‡‡Ǥ – „ƒ‡Ž•”‘• ’ƒƒ››• ˆ‘‹†” ™†ƒŽƒǯƒ•‰‡ …ƒ—•‡† „› ’‡–•Ǥ

‹• ƒ ‹Ǧ„—‹Ž– „‡‡ˆ‹– –Š‘ƒ– ‹‡• ‹Žƒ…Ž—…†‘‡˜†‡”‹Ǥ ›‘‹–—Š” ƒ•–Žƒ‹†‹–ƒ”‘†ˆ

Personal Liability insurance

—–Š’‡ –…‘•–ʹ‘ˆ †‡‹ŽˆŽ‡‹‘†ǡ‹‹–‰ …›‘˜—‡‹”• …„‘‘—–”Š– ›ƒ‘—† ˆ‘—” •ƒ–’›ƒ†›ƒǤ ƒ‰‡• ƒ …‘—”– ”—Ž‡•

4. DOES MY INSURANCE COVER ME AGAINST THE DEATH OF A LOVED ONE OR MYSELF?

Ž–Š‘—‰Š ‹– ‹• …‘•‹†‡”‡† ƒ •Š‘”–Ǧ –‡” ’‘Ž‹…›ǡ ‹†™ƒŽƒǯ• ‘‡ Žƒ …‘˜‡” †‘‡• ‘ˆˆ‡” ƒ ˆ—‡”ƒŽ ‡š–‡Ǧ •‹‘ ‘™ ƒ• –Š‡

Š‹• …‘˜‡” ‹• ƒ˜Ǥƒ‹Žƒ„Ž‡ ˆ‘” „‘–Š –Š‡

Hamba Kahle

’‘Ž‹…› Š‘Ž†‡”ǡ ˆƒ‹Ž› ‡„‡”• ƒ†

Funeral Cover

ƒ ‰”Š‘‹•—’‹••…ƒŠ‡—‡Ǥ’ •— …ƒ•Š „‡‡Ǧ ˆ‹– –Šƒ– ‹• ’ƒ‹† ‘—– —’‘ †‡ƒ–Š ‘ˆ –Š‘‡‹‡•—Ž”ƒ‡† ’ƒ‘Ž†‹……›ƒŠ‘„Ž†‡‡ƒ”†ƒ†•‡‘†ˆ––‘Šƒ‡ ƒ—ƒ”› ͳǡ ʹͲʹʹǤ

Š‡ •–ƒ†ƒ”† …‘˜‡” ‹…Ž—†‡• ƒ ’‘Ž‹…› Š‘Ž†‡”ǯ• ‹‡†‹ƒ–‡ ˆƒ‹Ž› ȋ•’‘—•‡ǡ …Š‹Ž†”‡ǡ ’ƒ”‡–•Ȍ ƒ† ˆƒƒ‹ƒŽ›š‹‡—„‡‘”ˆ•Ͷ™ƒ‹–†Š—ƒŽ– ‡ƒšš–‡‹†—‡† ƒ…‘†˜—‡Ž–”Ǥ ƒ‰‡ ‘ˆ ͻͲ ›‡ƒ”• ‘Ž† ˆ‘” ‡˜‡”› ƒ’ˆ‘ˆ‘ŽŠ‹”…‡†›ˆƒ—Š„‘Ž‡Ž†”ƒ‡•Ž”ǯ‹„•–‡…—ƒ‡”ˆ”‹–‡„‡‹•–ƒ‡‹†š†•–‡”—‡†”ƒ–‘‡…Ž›ƒ‡ ˆ‡‘””‘ƒˆ• Ž‹ͳ––ͲŽ‡ͲƒͲ•Ͳ ƒͷͲ†Ȁ‘ˆ‘ˆ‡”–Š• ˆƒ‘”…ƒ‘š˜‹Ǧ — …‘˜‡” „‡‡ˆ‹– ‘ˆ ͷͲ ͲͲͲ ˆ‘” ƒ ’‘”‡ƒ†‹†—–Š‘‹ˆ• ‡ʹšͷ–Ͳ‡Ȁ•‹‘ –Š–‘Ǥ ›‘—” ’‘”‘Ž—‹…›†ǡ ‡•‹”™’”‹Ž›–‡‹”ƒ•–„”‘——…– ›–Š‘‡—”˜ƒ„Ž”—‘‡‡‘”ˆ …ˆƒ‘˜‡‹Ž”››‹‘• —’”‘‡’‡‡†”Ž–›‘ …ƒ–ƒ‡”‡ †•—ˆ‘”‡”Ǥ ›‘—” ’”‘–”‡…–‹‘‰”‡›‘‹—ˆ”‘”Š‘ƒ–‹‡‘ƒ‘† ›‘—” ˆƒ‹Ž›ǡ …‘–ƒ…– ‹†™ƒŽƒ ƒ–

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‡†‹ƒ ‘ ƒ…‡„ˆ ‘Ž‘Ž‘™ǡ —‹•‘‡† •‘ƒ…‹ƒ†Ž

2508 5600 marketing@lidwalainsurance.com,

‡••––ƒ‹‰†”™ƒƒŽƒ–‘‡™‡‡•’Ǩ —’ ™‹–Š –Š‡ Žƒ–Ǧ

A well packaged insurance cover for homeowners knows no boundaries, as it is extended to both title deed properties as well as properties constructed on Swazi Nation Land.

Although it is considered a short-term policy, Lidwala’s Home Plan cover does offer a funeral extension known as the Hamba Kahle Funeral Cover.