Times of Eswatini

Insurance policies you need

- -Investoped­ia

insurai cncye cpaolnai protect you from tnhoermhaa­lzliafer,dfsroomf fclaoroadc­scainddenf­itrseasntd­o lililfnee-stsherse. Yaoteuncia­ng’t stop disasters from happening, but a good insurcaonv­ce rpaogleicy­focratnhpe­rsoevuidne­efxinpaenc­cteiadl iemxpeonrt­saenst. Pasrsoette­scitsinagn­yimoupromr­taonst fsitneapni­cniacl rpelanti,nagnda tshoelirdi­gphetrisno­snuar-l taonwcaerp­dohleiclpi­einsgwyoil­ul sgaofeagul­oanrdg ywoauyr opuorlipci­oessyeosus­esihaoornn­usil.ndLnge’tp’sdodowiswe­criutashsn­ofduivtye.

Life insurance protects the people that are financiall­y dependent

Life insurance

cohnilydor­eun. ,Iofryootuh­errploavre­dnotsn,esspwoouus­led, face financial hardship if you died, lyiofeuirn­lsiustraon­fcreesqhuo­irueld bineshuirg­ahnocne ypouliceia­ersn. Teahcihnky­eaabro(uatnhdothw­emnumchber of years you plan to remain teomrpeplo­lyaeced)t,hant dinpcoumrc­ehainsetha­epeovleicn­yt of your untimely demise. Factor in the cost of burial too, as the unexpected cost is a burden for many families.

The soaring cost of medical care inssrueraa­snocneaeno­ecuegshsit­yo.Emvaekneah­siemapltlh­e

Health insurance

visit to the doctor can result in a

A Nhserfitoy­ubsililn. jMuroieres thhoastpri­etsaulltsi­tnaya can generate a bill that tops othne-pwreiecke sotfaya aInt jaulruixeu­s rtyhhatotr­el-. qfivueir-efigsurege­croystcsa. nAlqthuoic­ukglhy trhaeckcou­spt of health insurance is a financial tbhuerdpeo­ntefnotria­julsctoasb­t ouftneovte­hrayvoineg, coverage is much higher.

Some level of car insurance is rEevqeunir­ifedyobuy alarewnino­tmreoqstup­irleadcets­o.

Car insurance

hcarvtehia­t,tahnads byeoeunapr­eaidroivff­infograyne­aorlsd, schaoruinl­dsnu’trasnkicpe. Iifsysooum­aerethiinn­vgolyvoedu ijunraend oacrctihde­eirnpt raonpdesrt­oymisedoan­me aisgeind-, you may be subject to a lawsuit that cAocuclide­cnotsst yhoaupepve­enryqtuhii­cnkglyyoau­ndowthne. rceasruiln­tsuaraenoc­feteonrtpr­augricch. aHsainvign­og nloy the minimum required coverage msaovnese yoaundonpl­uytsa etvineyrya­tmhionugne­tlsoef you own at risk.

Replacing your home is an expensive propositio­n. Having the right

Home insurance

eleisnssud­rifafniccu­eltc.aWn mheankseht­hopepirnog­hceosms for a policy, look for one that covers the replacemen­t of the structure and the contents, in addition to the ycosutrohf olivminegi sorempeawi­rheedr. e else while

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