Are you pronouncing your car brands properly?

‹ˆ ƒ‹–ǯ…•ƒ”›ǡ‘’—ƒ””–ˆ‹…”—•–Ǧ …‡•–ƒ‘”ƒǡ ‡…™ƒƒ–†‹„›Ž‡‹‘—ƒ‡ ‹‹ƒ‰ŽŠ‡›–Ǧ UYING

Šƒ˜‡ƒˆ–ˆ‘ ”•†ƒ˜‹–‡Ǥ —’ ˆ‘” ‹– „‡ˆ‘”‡ ›‘— – –ƒ‡• ƒ Ž‘– ‘ˆ †‹•…‹’Ž‹‡ –‘ „‡ ƒ›„‘Ž—‡ǯŽ–Ž‘ •‘–‹‘… –”‘‡ƒ Ž•‹ƒ•˜‡‹–Š‰•ƒ–’ŽŠƒƒ˜ǡ „‹—‰– ƒ›‘—†”Š‘™’‡ˆ—–”ŽƒŽ›–•Š’ƒ‘–”ǯŽ–Ž ‹• ƒ‘–‹˜‡ƒ…–‡‡••›‹‘–—› ‰‡‘ƒ‘Ž—Ǥ ‰Š –‘ ”‡ƒ…Š ›‘—” •ƒ˜‹‰• Š‡–Š‡” ›‘—ǯ”‡ ƒ •’‡†‡” ‘” ƒ ™•ƒŠ˜‡”ǡ •Šƒ‡˜”‹‡ƒ‰”—‡’•‘ˆ‘”‡ƒ•…–‡ƒ’”ǣ• –‘ –ƒ‡ ‘” ‘—– Š‘™ —…Š ‘ˆ ›‘—” ‡ƒ”‹‰• ›‘— …ƒ ƒˆˆ‘”† –‘ ’—– ◗ Establish a budget

ƒ…–‘‡”›™Ȍ–ƒƒ‘”†ˆ †•›‘•›—–‘‹”…—ƒ”–…‘ƒ—‹”–ƒǤȋŽ‹Ǥ‰‡”Ǥ‘͵•Ͳ• •’ƒ‡Ž”Ǧ ‡ ”‡ƒŽ‹•–‹… ƒ† †‘ǯ– ‡‰Ž‡…– ›”‡‘—–”ǡ ‘ˆ‘–Š‘‡†”‡‡–š…’Ǥ ‡‘•‡ǯ•– Žˆ‹‘”‡‰‡›‘– —–‘” ›‹’‘‡…—–Ž”—‘†„Ž‡—ǡ †”‰—ƒ‡‹–Ǥ –‹‡‰ƒ…‘…•–‡•‡•–—……‹Šƒ–‘• ‘•– ˆ‹ƒ…‹ƒŽ ƒ†˜‹•‡”• •—‰‰‡•– •–Š‹†ƒ‡–”›ƒ‘–—‹‘–ƒ™‡Š‹‡ˆŽƒ’–Ž‹ƒ‘‹‹–‰‘›…‘—”Ǧ

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TOP 5 DOs AND DON’Ts

DO

Draw up a budget to affordability.

Leave enough spare cash in your budget to absorb rising costs such as fuel and interest rates.

Take the time to read and underSTAND YOUR fiNANCE CONTRACT. Contact the bank if you are in a situation where you cannot meet YOUR fiNANCIAL COMMITMENTS. Make sure you always have comprehensive insurance on

„ƒ†—†‰‹‡‰–Ǥ ƒ„‹‘—‹ – ‘–™‘”‡–…‘‘ˆ‘—”‡’†‡•”

YOUR fiNANCED VEHICLE.

‰…‡‘ƒ–Ž –Šƒ‘–”‡›‘–‘— –‡Š•‡–ƒ–„‘Ž–‹ƒ•ŠŽ Ǥ•ƒ˜‹‰• ›‘Š—‡ǯ˜•‡‘‘‡•–‡ƒ”„Ž–‹Š•Š‡‡„†‡Š––‘‡™”Ǥ —…Š‡

Start a savings account

›– ‘™— ƒ…”ƒ†•ƒ›ˆˆ‘‘—””† …–‘ƒ”•ǡ –‘ƒ’”–‡•ƒ—˜‹’‰ƒ •ƒ˜‹‰• ƒ……‘—– ƒ• •‘‘ ƒ• •’’‘‡••†‹„‡Ž”‡–ǤŠƒˆ ›‘ƒ—•ǯƒ”˜‡‡”ǡ ‘”Ž†‡ ‘ˆ—ƒǦ

Po-tay-to, po-taa-to, what difference does it make"

%ut there are always some who¶ll insist on a brand¶s pronunciation and perhaps you¶Ye been accused oI mispronouncinJ one or two beIore

:e did some research to clear it all up

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DON’TS Overextend your budget. Provide the bank with false information about your affordability.

Cancel insurance when

ARE IN A fiNANCIAL BIND.

Rely on a large balloon payment to make your installments more affordable.

Forget to include all costs in your mobility budget; petrol, insurance, and maintenance.

–•—ƒƒ˜Ž‹ƒ‰†•˜‹’•Ž‡ƒ•––ŠŠƒƒ––›™‘—‹ŽŽ…’Š”‘‘˜•‹‡†ƒ‡ ›‘— ™‹–Š –Š‡ †‹•…‹’Ž‹‡ ›‘— ƒ› ‡‡†Ǥ

…‡ ›‘—ǯ˜‡ •‡– ƒ …Ž‡ƒ” ‰‘ƒŽǡ †‘ǯ– ƒ‡ ‡š…‡’–‹‘• ˆ‘” —Ǧ Make saving your priority ƒ…‡–…‹‡˜•‹–•‹ƒ‡”•›Ǥ ‡š’‡•‡• Ž‹‡ •‘…‹ƒŽ

Š‡”‡ ƒ”‡ ™ƒ›• –‘ ‡Œ‘› •ƒ˜‹‰ Ž™‹ˆ‹‡–ǯŠ•‘Œ—‘–›•ˆ‡Ǥ ‡Ž‹‰ †‡’”‹˜‡† ˆ”‘

6XEDUX

Often pronounced: 6oo %ah rroo Actual pronunciation: 6oo %a 5oo (emphasis on the first syllable)

3HXJHRW

Often pronounced: Pew Mo

Actual pronounciation Purr ]cho

$XGL

Often pronounced: Auw dee Actual pronounciation: Oww dee (like Ouch)

%XJDWWL 9H\URQ

Often pronounced: 9e ron Actual pronounciation: 9ay 5on

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◗ ‡•‹•†ƒ”™›ƒ‡›š•’–‘‡•—•„‡•–ǡ ‹Ž–‹—–‡ ‘—’–‹‡…‰Ǧ ˆ‘”‹”‡ƒ†•‘˜‹‹‡•–‡‹ƒ‰Š†–‘ƒˆ– ’Šƒ‘›‹‡ ‰™ˆ‹‘–Š” ƒ‘˜‡‹‡ƒ–‹’…‘‹‡––•Ǥ‘ˆ –‡ŽŽ‹‰ ˆ”‹‡†• ƒ† ˆƒ‹Ž› –Šƒ– ›‘—ǯ”‡ •ƒ˜‹‰ ›• ‘—–Š” ƒŽ‹–ˆ‡–Š•–‡›Ž‡„‘›™†ǡ‘–‹‘‰•—„’”’ƒ‘ƒ”‹•– ‹•–‡ƒ† ‘ˆ ‡ƒ–‹‰ ‘—– ƒ– ‡š’‡Ǧ –•Š‹˜‡‡›ǯ”Ž‡Ž •‡–˜ƒ‡—”ƒ…‘–•–ǡ”ƒ‹„—†–‡’‡ƒ”ŽŠ‹ƒ––’Ž‡• ›„‘‹–—–”‘„™‹”ƒ–”Š†•ƒ ›Ǥ‘—” •ƒ˜‹‰• ˆ‘” ˆ ›‘—ǯ”‡ ‰‘‹‰ –‘ „‡ —•‹‰ ƒ ˆ‹ƒ…‡ ‘” Ž‘ƒ ‘’–‹‘ǡ –”› –‘ •ƒ˜‡ —’ ˆ‘” ʹͲ ’‡” …‡– ‘ˆ –Š‡ …ƒ”ǯ• –‘–ƒŽ ˜ƒŽ—‡ –‘ ’—– –‘™ƒ”†• –ŠŠ‡‡†‡‘’”‘‡•‹›–‘Ǥ — …ƒ ’—– –‘™ƒ”†• ƒ›‘†—‘”™‘’–ƒŠ›Ž›‹‡•––ƒǡŽŽ–Š‡Ž–‘• ™‡‹Ž”Ž „‡Ǥ ˜ƒŠŽ—‡‡ǡ–ŠŠ‡‘–™‹‡‡……‘‘‘‡•‹–…‘ƒ„Ž—‹›–‹‹•‰ǡ –ƒ‹…ƒ‡”ǡ ”‡•ƒ‡ƒ‡”•…—Š”‹‡‰›‘‹–—•” ”•‡’•‡ƒŽ†‡ Do your homework

†‘‹ˆˆ‡ǯ–”‡”—•– Š’ƒ‹›–‘‡„—–›‘‹’–‰‹‘‹–Ǥ • ƒ† ‘‘–Š‡•—” …‘‡”••– •Šƒ‘•—•Ž‘†…ƒ‹Žƒ•–‘‡‹†…™Ž—‹†–Š‡ 3DJDQL +XD\UD

Often pronounced: +i-5a

Actual pronounciation: :hy-5a

9RONVZDJHQ

Often pronounced: :olks-:aJ-(n Actual pronunciation: 9o-ks-9ar*un

+\XQGDL

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◗ „–‡—›ƒ‹‰…‡˜‡ƒŠ‹†…Ž‡‹•••—”…ƒŠƒ…•‡ …‘ƒ•‹–•Ǧ ‘™’Š–‡‹‘…•‘Ǥ•‹†‡”‹‰ ›‘—” ˆ‹ƒ…‡ ’—‘”™…Šƒ•‘‡”‡•Š–Š‘ƒ—Ž†‡„˜‡”–ǡ Šƒ‘˜”‡‘Š—‹‰…ŠŽ‡Ǧ –Ž›Š‘”—‡‰•Š‡–ƒ‘”—…–ŠǤ‡† ƒ† ’”‘’‡”Ž›

Ž™ƒ›• ‡‡’ –Š‡ ’”ƒ…–‹…ƒŽ —•‡ ›‘‹—†™ƒ†– ‘…—‘–•‘‹ˆ†–‡Š”‡›˜‘‡—Š”‹…ƒŽ˜‡‡‹”Ǧ ƒ…‘‰•‡–‘‹ˆŽ‡’ƒ‡‰–”‡‘ƒŽǤ † –Š‡ ‹…”‡ƒ•‹‰ Dz „ƒŽŽ‘‘ ’ƒ›‡– ™‹ŽŽ ”‡Ǧ “—‹”‡ ›‘— –‘ ’ƒ› ƒ Ž—’ •— ƒ– Balloon payments –ŠŠ‡‹•‡†‹‰‘Šˆ––”Š‡‡“…—‘‹”‡–”ƒƒ…–‡’™‡Ž”‘‹‘ƒ†ǡǤ –Š—• ‡š–‡†‹‰ –Š‡ ƒ‘—– ‘ˆ ‘–‹–‡Š‡›‘…ƒ—”Ǥƒ”‡ ’ƒ›‹‰ ‹–‡”‡•– ” ‹›‘‘—”†‡‹‰”Š––‘Š•ƒ‡˜–‡–Ž–‡‘–•Š‡‡ŽŽ„–ƒŠŽ‡Ž‘…‘ƒ” ’ƒ›‡– Ȃ •–ƒ”–‹‰ –Š‡ †‡„– …›Ǧ „…Žƒ‡ŽŽƒ‘Ž‘Ž ‘˜’‡ƒ”›ƒ‰‡ƒ‹–•Ǥ ǡ ƒ”›†–‘…Šƒ‘˜‘•‹†‡ –Š‡ Ž•‘Šƒ‘”Ǥ–‡•– ’‘••‹„Ž‡ –‡” ˆ‘”

Š‡ •‘‘‡” ›‘— ’ƒ› ‘ˆˆ –Š‡ „™˜ ‡‡‹–Š‹Š‹‘…ƒŽ—‡–„ǡ –‡–Š–Š‹–•‡‡”†•‡’‘„‘‘–•‹Ȃ–‡‹ƒ”‘›†‘–‘›—‘„ƒ——”ǯŽ›‡Ž ›‘—” ‡š– …ƒ”Ǥdz ‡• ƒ

Often pronounced: +i-yun-dye Actual pronunciation: +un-day

5HQDXOW

Often pronounced: 5en-Olt Actual pronunciation: 5en-Oh

1LVVDQ 4DVKTDL

Often pronounced: 4uash-.ee Actual pronunciation: &ash-.ai