editor's note

With a combined GDP of $8 trillion, Southeast Asia is in the race for huge potential growth in the coming years. The region, complete with both mature and emerging markets, has an alluring appeal that investors might want to dip their toes in.

On home soil, Chief Executive Carrie Lam delivered her third Hong Kong Policy Address on October 16. With a heavy emphasis on housing—supply, legislations and schemes—the initiatives impact certain segments of the Hong Kong population and different sectors of the property market more than others. A key highlight that caught the attention of the public was the relaxed mortgage rules, which makes first-time home buyers eligible for up to 90% LTV mortgages on their property purchase, putting them closer to home ownership. But will it drive the city's economy upward and will it pave way for Hong Kong's future generations? Only time will tell.

8萬億GDP，這是東南亞未來數年的經濟潛力所在。成熟與新興市場混雜的東南亞，吸引無數投資者把注碼放在這個區域。

在本港，特首林鄭月娥於10月16日發表任內第三份施政報告，重點放在房屋，包括供應、法例及方案，對香港某部份人及某類型的物業市場產生影響，報告最關鍵的，一定是放鬆按保政策，令不少買家可以9成按揭「上車」，但這是否會令香港經濟向上？是否對下一代更有幫助？只有時間可以證明一切。