Ayushman Bharat -Reaching out to Indian poor -
In India, it has been observed that if Rs 100 is spent on an individual for treatment, of that the burden of more than Rs 60 is borne by the family or that individual. The entire savings is spent on medical expenses. As most part of their income is spent
On September 23, India took a giant leap towards providing accessible and affordable healthcare to the common man by launching Ayushman Bharat – Pradhan Mantri Jan AarogyaYojana (AB-PMJAY), the “world’s largest government funded healthcare programme” targeting more than 500 million beneficiaries. With this scheme, the government is taking healthcare protection to a new aspirational level.
Narendra Modi, the Prime Minister of India said that this launch has been done with a vision to provide the poorest of the poor, and the underprivileged sections of society, with better healthcare and treatment. He said this scheme, which envisions health assurance of Rs 5 lakh (about $7000) per family per year, will benefit over 500 million people, and is the world’s biggest health assurance scheme. He said the number of beneficiaries of this scheme is roughly equal to the population of the European Union, or the population of America, Canada and Mexico, taken together and 85 times that of Singapore.
Explaining how comprehensive the AB-PMJAY is, the Prime Minister said it would cover 1300 illnesses, including serious illnesses such as heart diseases, kidney and liver diseases and diabetes. The private hospitals too would be part of this scheme. The amount of Rs 5 lakh would cover all investigations, medicine, pre-hospitalization expenses etc. He said it would also cover pre-existing illnesses. The people can learn more about the scheme by dialling 14555, or through their Common Service Centre. The States that are a part of PMJAY, people can get the benefit of the scheme in whichever of these States they go to.
The Prime Minister said “I believe that in the near future, the people associated with the medical sector, or those concerned with health schemes, those associated with economics or modern treatment techniques, or those thinking of bringing about a
“The PMJAY is clearly a massive leap towards universal health coverage that could transform the healthcare landscape in India. We believe that digital infrastructure will be key to a seamless and transparent system of transacting the costs of drugs, diagnostics and therapeutic interventions. We are keenly monitoring the operating models to be followed by empanelled hospitals and will continue to serve communities with the highest quality of care and commitment possible.” - Dr Dharminder Nagar,
MD, Paras Healthcare
transformation in the lives of the common man like social scientists, medical scientists, economists will have to study and think on the lines of India’s scheme of Ayushman Bharat. And sooner or later, based on it, they will have to devise future models for the world.”
The Ayushman Bharat Mission strengthens the environment of ‘One India, One treatment’ in true sense. The people of one state that have joined the Ayushman Bharat Mission can also avail the benefits of the scheme in some other state in case of emergency. Till date, more than 13,000 hospitals across the country have joined this mission. In the near future, more hospitals will be part of this mission. Moreover, the well performing hospitals, especially the rural hospitals will get incentives from the government. The aim of Ayushman Bharat Mission is not only to provide financial aid but also to develop a system that will ensure best treatment facilities just close to your house.
The Prime Minister also inaugurated 10 health and wellness centres on the day. At present the number of such centres across the country has reached 2300. The aim of the government is to have 1.5 lakh such centres in India within four years. The health and wellness centres are important part of Ayushman Bharat Mission. These centres will not only have treatment and medicines for common diseases but will also have facilities for conducting several free tests. This will help in early detection of serious diseases.
The government is working holistically instead of working in bits and pieces. Every decision and law is interlinked. The government is focusing on both affordable healthcare and preventive healthcare. Yoga, campaigns like “Swachh Bharat Mission”, making
“The announcement of
Jan Arogya Abhiyan is a landmark scheme and a much needed boost to India’s healthcare system. Till now at least 27 per cent people around the poverty line who could not have afforded healthcare would hit by the high cost of treatment. With a promise of a transparent, IT-enabled system, the initiative promises to benefit 500 million plus population is indeed laudable. Another aspect that stands out is the integration of the wellness centres, the first pillar - with Ayushman Bharat and the second pillar government healthcare delivery.” - Ajoy Khandheria, Founder,
villages “Open Defecation Free” etc. are aimed at eradicating the root cause of serious diseases. With launch of “Swachh Bharat Mission” saving the lives of 3 lakh children have increased in the country. Whether it is the statistics pertaining to saving the lives of newborn babies or the lives of pregnant mothers, the country is striding ahead at a rapid pace to make India healthy.
The government has started schemes like Poshan Mission so that malnutrition can be prevented right at the nascent stage of development of the body. At the same time, relentless efforts are being made to increase the human resources in the medical field. According to an estimate, there will be about 2500 good quality and modern hospitals due to Ayushman Bharat in the coming 3 years. Most of these hospitals will be concentrated in tier-2, tier-3 cities and small towns. As a result, new employment opportunities and opportunities for new profession will open up for middle class families.
Moreover, employment opportunities will also come up in the form of technical expertise, call centre jobs, management, pharmaceutical production, equipment manufacturing along with medical services. There will be a huge demand for paramedical staff and trained doctors. Simultaneously, there will also be new opportunities for start-ups related to the medical field. Lakhs of doctors, nurses and people associated with hospital management will get the opportunity to be associated with it. This means that a great opportunity awaits the country’s middle class and lower middle class.
The Prime Minister expressed confidence that through the efforts of all those involved with the scheme, and the dedication of the doctors, nurses, healthcare providers, ASHAs, ANMs etc, the scheme would become a success.
“Ayushman Bharat is a very ambitious scheme and would be the largest state sponsored scheme in the world. The success of this scheme would depend upon the effective implementation of this scheme. This scheme would definitely increase awareness among the population and help set in some standards of care especially in rural areas.” - Shreeraj Deshpande, Head Health Insurance,
Future Generali India Insurance
The Prime Minister of India, Narendra Modi addressing the gathering at the launch of the Pradhan Mantri Jan Arogya Yojana (PMJAY), at Ranchi, in Jharkhand on September 23, 2018.