Fu­ture Chal­lenges

Business Today - - FINTECH SPECIAL | ONLINE AGGREGATORS -

Banks treat them as ad­di­tional dis­trib­u­tor or loan orig­i­na­tor

Fi­nal due dili­gence done by banks

Plat­form suc­cess­ful only for per­sonal loans and credit cards

Thin mar­gins, long-term sus­tain­abil­ity in ques­tion

Lim­ited cross-sell­ing op­por­tu­nity

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