No Auto Insurance Without PUC Certificate

In a bid to strengthen emission norms, the Insurance Regulatory and Development Authority of India (IRDAI) has told insurers no vehicle can be insured without a valid PUC (pollution under control) certificate. The IRDAI notification follows a Supreme Court directive issued in 2017. A PUC certificate is mandatory one year after a vehicle is first registered. The certificate has a six-month validity period post which it must be renewed. Moreover, every vehicle owner has to buy third-party auto insurance to compensate for any damage made to a third party by the insured.