Indian consulate unveils life protection plan for blue-collar workers in the UAE

The Indian consulate in Dubai has unveiled a new insurance package for Indian bluecollar workers.

The Consulate General of India in Dubai facilitated meetings between major companies recruiting Indian bluecollar workers and insurance service providers to arrive at a package which could cover natural and accidental deaths of the workers in the UAE, a media statement said on Tuesday. It said that the move came after it was “noticed that most companies are insuring their employees under Health Insurance and Workers’ Compensation (workrelated injuries & deaths).” “However, there is no mandatory insurance coverage for the natural death of employees, and hence the legal heirs/dependents of the deceased do not receive any compensation in cases of natural death,” it said.

Insurance providers Gargash Insurance Services

LLC and Orient Insurance PJSC agreed to issue a Life Protection Plan (LPP) for bluecollar workers and other employees covering death due to any cause — natural or accidental. The LPP is effective from March 1.

The terms and conditions were worked out between the companies and the insurance service providers, the release said.

On the launch of the LPP, Consul General Satish Sivan said, “Welfare of the Indian community remains our utmost priority. Keeping in view the large number of natural death cases of workers in a year and to provide some financial benefits to the family of the deceased in the event of natural death, Consulate General of India, Dubai, encourages all companies to consider subscription to the Life Protection Plan (LPP) that is available at a minimal premium of AED 37 per annum,” he said.

Around 3.5 million Indians reside in the UAE, of which about 65 per cent are bluecollar workers.