What All to Look For?

According to market watchers, senior citizens want to take a policy on the strength and presence of the following factors: i) maximum coverage for most of the ailments/

diseases ii) payment of reasonable premium iii) minimum co-payment considering their age

and health factors Considering their preferences and the age group in which they are slotted by health insurance companies, we have worked out a product comparison chart based on the salient features of each insurer’s policy designed exclusively for senior citizens from the age of 60 years. Many other health insurance companies provide health insurance cover for individuals aged above 60 years, but that is the coverage on an ongoing insurance policy and not at the entry age of 60 years (L&T Insurance, IFFCO-TOKIO, Reliance, Royal Sundaram, etc). The senior citizen health insurance policies detailed in the chart are for people aged between 60 years and above.