Consumer Voice - - Mutual Funds -

The fund is usu­ally in­vested in var­i­ous eq­ui­ties, bonds and deben­tures, de­pend­ing on the ob­jec­tive and the terms of scheme floated by the company of­fer­ing the mu­tual fund. Some funds invest in gold or other as­sets too.

An av­er­age or a novice in­vestor is of­ten con­fused about the var­i­ous kinds of mu­tual funds and is gen­er­ally not sure where to invest. How­ever, if one makes the ef­fort to read a bit more and talk to a few ad­vi­sors, they will be able to dif­fer­en­ti­ate be­tween var­i­ous types of mu­tual funds. Go­ing by what mar­ket in­sid­ers say, mu­tual fund in­vest­ments are one of the best ways to sup­ple­ment your re­tire­ment sav­ings, es­pe­cially if you are at the thresh­old of around 30 years of age. Let us take a look at the var­i­ous types of funds float­ing in the mar­ket.

Ag­gres­sive Growth (Cu­mu­la­tive Re­turns)

Ag­gres­sive growth in­vest­ment im­plies that you are buy­ing into stocks that have a chance for dra­matic growth and may gain value. It is a great op­tion for in­vestors who can invest for the long term. It is rec­om­mended that you do not choose this op­tion if you are look­ing to con­serve cap­i­tal; you may go ahead if you can af­ford to po­ten­tially lose the value of your in­vest­ment.

Ag­gres­sive growth gen­er­ally re­sults in high re­turns. The fund port­fo­lio is a mix of large, medium and small com­pa­nies. The fund port­fo­lio chooses to invest in sta­ble, well-es­tab­lished, blue-chip

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