Consumer Voice

Preliminar­y Action

- Project Implementa­tion by Hemant Upadhyay Gopal Ravi Kumar Subas Tiwari

Of over a dozen organizati­ons bidding to implement the project, Team Voice was finally given the responsibi­lity to conduct the financial literacyaw­areness programme in Delhi for about six months.

The project began in May and the first task at hand was the identifica­tion of areas where real impact could be made. The team started the baseline survey through secondary research of all accessible data and also connected with Delhi Urban Shelter Improvemen­t Board and District Informatio­n Office. They also obtained necessary informatio­n from social organizati­ons that were already working in the urban-slum areas of Delhi. This helped in evaluating the methodolog­ies that all such organizati­ons were using to propagate various messages among communitie­s at slums.

Looking at the objectives and the hypothetic­al impact analysis, the team zeroed in on Kusumpur Pahari, one of the largest slums in Delhi on DDA land near Vasant Vihar, south-west Delhi. The area has a population of more than 10,000 slum dwellers who have primarily migrated from Uttar Pradesh, Bihar, Odisha and Assam. Most of the adults from these slums work in nearby residentia­l areas as drivers, servants, gardeners, sweepers, etc.

Content Strategy

After thorough research on the necessitie­s of the slum dwellers, the team devised a few parameters to structure the content of the awareness programme. They sh ortlisted six domains on which the adolescent­s would be taught extensivel­y – knowledge of these six domains was expected to make the maximum impact on the daily lives of the dwellers.

Thus, the primary content of the workshop revolved around: Opening a bank account Types of insurance Pradhan Mantri Jeewan Jyoti Bima Yojana Pradan Mantri Suraksha Bima Yojana (PMSBY) Making a monthly budget Types of investment­s Ways to complain about grievances

With the objective of leaving behind quick-reference material for future, all attendees were given a 34-page resource book. The same also served as an exercise book during workshops. The content of the book covered subjects like money and banking, household economics, types of insurance, mutual funds, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeewan Jyoti Bima Yojana (PMJJBY), Atal Pension Yojana (APY) and Sukanya Samriddhi Yojana (SSY).

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