Consumer Voice

Fire and Allied Perils Cover

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This insures the policy-taker’s business premises (building), goods (contents), etc., against accidents due to – o Fire o Lightning o Explosion/Implosion o Aircraft damage o Riot, strike, and malicious damage o Storm, cyclone, typhoon, tempest, hurricane,

tornado, flood and inundation o Impact damage o Landslide including rockslide o Bursting of overhead water-storage tanks and apparatus Missile-testing operation losses Leakage from automatic sprinkler installati­ons o o

What about Earthquake and Terrorism?

Well, these are specifical­ly covered in some policies, but are optional in some others, where additional premium will have to be paid to cover the same.

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