Money-in-Transit Cover

This risk covers – o Losses during money in transit (from insured premises to another, or vice versa), including from insured premises to banks and vice versa, carried by an authorised employee

Plate-Glass Cover

This risk covers – o Accidental breakage to fixed plate glass (plain and ordinary glass quality) in the insured’s building o Damage to framework (embossed, silvered,

ornamental, etc.)

Additional Risk Covers

Many insurance companies offer a variety of coverage against losses/damage to any/some/all of the following risks relating to the business – o Pedal cycles: Loss/Damage/Repairs to cycles subject to a cap fixed by the insurer Neon sign/Glow sign: Loss/Damage to publicity material such as neon sign (glow sign), by accidental external means (fire, lightning, external explosion) Baggage: Loss/Damage to personal baggage of the insured and accompanied baggage related to the trade Electronic equipment: Electronic equipment including personal computers, CCTV, and related equipment (data-carrying material and system software) Breakdown of business equipment: Loss/ Damage due to breakdown of appliances—air conditioners, refrigerators, etc.—installed in the shop Personal accident: Death or temporary/ permanent body injury by accidental, violent,

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