COMPARATIVE STUDY: BFSI
Company Fixed Deposits Are they better than bank deposits?
Also known as corporate FDs, company fixed deposits (CFDs) are comparable to bank FDs. The main difference is that company FDs offer higher rates of interest – this also means that there is higher risk involved. So, while the mathematics of return is favourable, one needs to understand the risks associated with these schemes. Unlike in the case of bank deposits, a company can default on payment of interest and principal. What factors does one need to consider before investing in CFDs? How to choose the best CFDs? The report here unravels these aspects for the interested layperson.
Subas Tiwari & Gopal Ravi Kumar