Neha Sharma, 37

Financial advisor

What’s your financial goal for 2022?

I’ve defined my various kitties for this year: for retirement, for liquidity, for the unforeseen future, etc.

What’s your take on new-age investments?

Investing in new-age channels like crypto is for those whose risk appetite is huge.

How did you decide on this goal?

My usual 10 to 15 per cent growth didn’t happen in the pandemic, so I re-thought my financial goals.

How old were you when you started planning your finances?

23.

Did your parents also plan finances?

Mostly real estate or gold. Some shares.

Did financial setbacks help you decide your goal?

My separation from my husband motivated me.

Does a planned financial calendar help you stay calm?

Yes, absolutely. I put SIPS aside for every goal.

Do you take advice for financial planning?

I consult my seniors.

Gaurav Dahake,

CEO & Co-founder, Bitbns, leads the cryptocurrency exchange platform and has over a decade of experience in the start-up segment.