SCRAMBLE - 3332

Solve the four anagrams and move one letter to each square to form four ordinary words RUVEE ITWER EERRIS CCOYCX

Now arrange the letters marked with an asterisk (*) to form the answer to the riddle or to fill in the missing words as indicated. Dig where the gold is... unless you just need some ___________ - John M. Capozzi (8)