The Hindu Business Line : 2019-02-11

YOUR MONEY : 9 : 9

YOUR MONEY

CHENNAI YOUR MONEY 9 BusinessLine MONDAY FEBRUARY 11 2019 • • Bank FD Interest Rates (%) less than 1year Years 1to2 2to3 Bank 3to5 W.E.F FOREIGN Citi Bank 6.75 7.25 7.00 6.00 02-19 DBS Bank 6.10 7.50 7.50 7.50 12-18 Deutsche Bank 6.50 8.00 7.50 8.25 12-18 HSBC 6.00 6.25 7.00 5.00 06-18 Scotia Bank 4.00 4.50 4.50 5.00 04-17 StanChart 7.00 7.50 7.00 6.50 02-19 INDIAN- PUBLIC SECTOR Allahabad Bank 6.50 6.75 6.60 6.50 12-18 Andhra Bank 6.60 6.80 6.75 6.75 09-18 Bank of Mah 6.00 6.50 6.60 6.50 08-18 What’s online BOB 6.50 7.00 6.70 6.70 01-19 ■ BOI 6.25 6.70 6.70 6.50 09-18 Canara Bank 6.40 7.10 6.70 6.20 11-18 CBOI 6.55 6.65 6.55 6.55 01-19 ■ Corp Bank 6.35 6.80 6.50 6.50 11-18 ■ Dena Bank 6.25 6.75 6.60 6.30 12-18 IDBI Bank 6.50 7.25 7.05 7.30 01-19 Indian Bank 6.50 6.75 6.50 6.00 12-18 RERA websites IOB 6.25 6.60 6.75 6.80 04-18 OBC 6.50 7.00 6.75 6.75 01-19 Most States have a portal for RERA where you can get a wealth of information and file complaints PNB 7.10 6.85 6.75 6.25 02-19 Punjab & Sind 6.40 7.00 6.80 6.55 01-19 SBI 6.40 6.80 6.80 6.85 11-18 Syndicate Bank 6.35 7.05 7.15 7.15 01-19 UCO Bank 6.35 6.60 6.50 6.50 01-19 Union Bank 6.75 6.75 6.70 6.85 11-18 United Bank 6.00 6.50 6.25 6.00 12-18 Vijaya Bank 6.60 6.80 6.80 6.80 11-18 INDIAN- PRIVATE SECTOR Axis Bank 7.10 7.60 7.50 7.25 02-19 Bandhan Bank 6.80 7.65 7.40 7.40 12-18 Catholic Syrian 6.50 7.00 6.75 6.50 10-18 CUB 7.00 7.35 7.35 7.35 01-19 DCB 7.00 8.05 8.05 7.75 11-18 Dhanlaxmi Bank 6.75 7.25 6.50 6.50 02-19 Federal Bank 6.90 7.50 7.40 7.25 01-19 HDFC Bank 7.10 7.30 7.40 7.25 11-18 ICICI Bank 6.75 7.10 7.50 7.50 11-18 IDFC Bank 7.00 7.50 8.00 8.25 07-18 IndusInd Bank 7.50 8.00 7.50 7.50 10-18 J&KBank 7.05 7.30 7.30 7.30 11-18 Karnataka Bank 6.50 7.50 7.00 7.00 12-18 Kotak Bank 7.00 7.40 7.25 7.10 12-18 KVB 6.90 7.25 7.25 7.00 01-19 LVB 7.30 8.00 7.75 7.75 11-18 RBL Bank 7.35 8.00 8.05 7.60 10-18 SIB 6.90 7.60 7.60 7.00 01-19 TMB 7.00 7.40 7.65 6.90 10-18 TNSC Bank 6.65 7.05 6.50 6.75 01-19 Yes Bank 7.00 7.85 7.25 7.50 10-18 Data taken from respective bank's website as on 08 Feb 19. For each year range, maximum offered interest rate is considered; Interest Rate for deposit amount below Rs 1 Cr. Contributed by BankBazaar.com, an online market place for financial products. Interest rates on home loan (%) ■ ■ Loan Amounts (₹) Upto 30 lakh Over 30 lakh to 75 ■ 75lakh lakh Floating rates Allahabad Bank 8.80-8.95 8.80-8.95 8.80-9.35 Andhra Bank 8.80-8.85 8.80-8.85 8.80-8.95 Where it stands Axis Bank^ 8.90-8.95 8.90-9.10 9.05-9.15 As of FY18, Suryoday Small Finance Bank has garnered over ₹800 crore of deposits, of which current and savings account deposits constitute 11% Bank of Baroda*** 8.75-9.75 8.75-9.75 8.75-9.75 Bank of India 8.70-9.60 8.70-9.60 8.70-9.60 Bank of Mah. 8.75-8.85 8.75-8.85 8.75-8.95 Canara Bank 8.75-8.80 8.75-8.90 8.85-8.95 Central Bank 8.65 8.65 8.65 Corp. Bank 8.65-9.05 8.65-9.05 8.65-9.30 Dena Bank 8.80-8.85 8.80-8.85 8.80-8.95 Federal Bank^^ 8.75-9.20 8.75-9.20 8.75-9.20 HDFC Bank 8.90-9.10 8.90-9.25 9.05-9.30 ICICI Bank 9.10-9.15 9.10-9.25 9.20-9.30 Indian Bank 8.75 8.75 8.75-8.85 IOB 8.7 8.70-8.80 8.80-8.95 IDBI Bank^^ 8.80-8.85 8.80-9.00 9.00-9.15 J&K Bank 8.80-8.90 8.80-8.90 8.80-9.20 Karnataka Bank^^ 8.8 8.8 8.80-9.20 KVB 8.90-11.65 8.90-11.65 8.90-11.65 PNB 8.75-8.80 8.75-8.80 8.75-8.85 Punjab&Sind Bank 8.85 8.85 8.85-9.10 SBI 8.75-9.05 8.75-9.20 8.90-9.35 South Indian Bank 9.05-9.45 9.05-9.45 9.05-9.45 Syndicate Bank 8.75 8.75 8.75 TMB 9.2 9.2 9.2 UCO Bank 8.70 8.70-8.80 8.80-8.95 Union Bank 8.80-8.90 8.80-8.90 8.80-8.95 United Bank^^ 8.65 8.65 8.65 Vijaya Bank 8.75 8.75 8.75 Fixed rates Axis Bank 12 12 12 Corp. Bank 12.05-12.55 12.55 12.55 ■ Dena Bank 11.25 11.75 11.75 HDFC Bank 9.40-9.60 9.40-9.75 9.55-9.80 Indian Bank 9.75 9.75 9.75-9.85 IDBI Bank 10.25-10.50 10.25-10.50 10.25-10.50 ■ PNB 9.25-9.30 9.25-9.30 9.25-9.35 Union Bank 11.40 12.40-12.65 12.65 ■ Housing finance companies Floating rates Dewan HF** 9.75 9.75 9.75 Tata Capital 9.25-9.35 9.25-9.60 9.35-9.60 Two birds... Piramal Cap. and HF >=8.8 >=8.8 >=8.8 PNB Housing 9.10-12.50 9.10-12.50 9.10-12.50 Central Bank HF 10.10-11.30 10.10-11.80 10.10-11.80 HDFC 8.90-9.60 8.90-9.75 9.05-9.80 Indiabulls HF 8.80-12.00 8.80-12.00 8.80-12.00 Fixed rates HDFC 9.40-10.10 9.40-10.25 9.55-10.30 Note:Rates that vary with tenures within the specified loan amounts are indicated as a range. Fixed interest rates may be subject to a revision after a specified tenure. Rates may also apply only for a definite period and change to floating thereafter. **9.75 per cent onwards. ***Additional charges as per risk rating. ^^For Plain Home Loan with MCLR reset frequency of six months. Contributed by BankBazaar.com, an online marketplace for comparing loans and insurance products.

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