Steals profile photos to get fake Aadhaar IDs
New Delhi: Having successfully scammed HDFC Bank of almost Rs 1 crore, the gang was in the process of duping Union Bank of India using the identical modus operandi of creating fake companies and ghost employees as bank account holders. The cops, however, were able to nip their nefarious bid before any mischief could be done.
In the HDFC case, the gang had spent the entire 2017 finalising an innovative approach to defraud the bank of as much as Rs 10 crore. The group first downloaded profile photos of random Facebook users and used editing software to create fake Aadhaar cards with those pictures. These fake IDs were then used to obtain PAN cards.
One of the accused, Bittu Kumar, who is at large, was designated the director of the fictitious Carso Global Telecom. Other names were forwarded as officials of the so- named Ericsson Technologies. Then 39 fake bank accounts were created for the 'employees' of the two firms, and the unsuspecting bank is- sued credit cards to them.
“Investigating officer Nagendra Nagar found that Sanjeet Kumar and Bittu posed as different employees to collect the credit cards sent to the fake add- resses they had provided. Each card had a credit limit of around Rs 6 lakh,” disclosed Chinmoy Biswal, DCP (south-east).
Hoping to capitalise on their successful HDFC venture, the group targeted Union Bank of India and opened 17 bogus saving bank accounts for non-existent employees. Some of the account holders, who were earlier listed as employees of the fake companies, were now declared directors of two new firms.
The group then replicated the process of transferring money into those accounts under the head of “salary”. It was in the process of executing the final level of the con in which they would have procured credit cards, point-ofsale machines and applied for loans but for police catching up with them.
Sanjeet Kumar, a graduate from Vaishali in Bihar who was arrested, revealed during interrogation that he and his roommate Bittu came up with this plan during a casual discussion on the functioning of companies. Bittu was pursuing his MBA at the time and had been reading up on the company formation process. The two had begun with a ready-made garments business, but took to crime to make quick bucks, roping in other friends to carry out the bank con.
Sanjeet Kumar (in pic), a graduate from Vaishali in Bihar who was arrested, revealed during interrogation that he and his roommate Bittu came up with this plan during a casual discussion on the functioning of companies