A SINCERE WELCOME TO DREAM&DINE

"Time is more valuable than money, you can get more money but you can not get more time."

Every one of us would have agreed with the above quote, yet in our busy reality it is easier said than done to find the time to spend the hard-working money we earn to create memorable moments with our loved ones.

Bearing this insight in mind, Permatabank presents DREAM&DINE, a handy guidebook presenting best hotels, resorts and dining options in Jakarta, Bali, Surabaya, Medan and Makassar to facilitate quality moments with your loved ones. More than 200 hotels/resorts and dining partners are involved in creating this book, each sharing their own stories of special delicacies and unique atmosphere, and special privileges for Permatapriority, Permatapreferred, Permatablack World Mastercard and Permataplatinum Credit Card cardholders. From discounts to special prices and complimentary items, all offers are crafted to ensure that you and your family's quality time goes hand-in-hand with smart spending. DREAM&DINE represents Permatabank's commitment to continue innovating for banking solutions and offers to fulfill your family needs.

If your mobile phone is more of a friend than a book, feel free to download DREAM&DINE mobile application, available in Google Play Store and Apple Store or you can simply visit our website at www.dreamndine.com. And next time you are enjoying your family moments during holiday or Sunday brunch or dinner, snap a picture and share to us in our Facebook page or twitter @Permatafamily or @Permatapreferred with hashtag #waktunyakeluarga. We are thrilled to witness your moments, and who knows, you could be the lucky one to receive some surprise gifts from us.

We sincerely wish that all the efforts we poured into this guide will not fail in bringing you, our discerning customers, a high-quality and engaging experience.

Warmest regards, Bianto Surodjo Retail Banking Director of Permatabank