More money-saving tips

Weigh up whether you’d get more back from a card with cashback, such as Santander All in One, a rewards card such as Sainsbury’s Dual Offer, or your preferred airline card with the best return on points.

Select payment in the local currency when paying by card, to avoid being charged extra by the vendor for the conversion.

When buying currency, remember to use a debit card or cash, as credit cards see it as a cash withdrawal and charge a withdrawal fee.