PERSONAL FINANCE MABS - Money Advice and Budgeting Service

THE Money Advice and Budgeting Service is a service that provides help and support to individuals who are experiencing financial difficulties. We guide and support people in dealing with their financial crisis and support them in taking control and managing their finances. Financial worries can cause anxiety & stress in their own right but adding financial pressures and dealing with creditors can be overwhelming to deal with on your own.

We offer a free, independent and strictly confidential service and our service is open to anyone trying to manage personal debt or multiple debts. We will listen and put you first, seeking to find the best solution for your situation. We will work to ensure our clients are getting all the entitlements, resources and assistance that is available to them. If you have problem debt, or finding it difficult to negotiate with your creditors or the phone calls are becoming too much and it is too overwhelming to deal with, then MABS can help and support you. We have experienced Money Advisors ready to meet with you to discuss your situation and assist you with preparing a budget, suitable to your individual/ family needs and liaising, if necessary, with your creditors on your behalf.

MABS has more than twenty years of experience helping people with all kinds of personal debt. Our money advisors work with clients with a wide range of personal debts, including mortgage arrears, personal loans, utilities arrears e.g. electricity, gas, phone, credit card debt, hire purchases, rent arrears, court fines, catalogue debts, sub-prime loans, legal amoneylenders. It is never too late to pick up the phone and call our service for assistance and advice.

You can avail of help from MABS in a number of ways:

Our face-to-face service providing budgeting and advice on your financial situation

Dedicated Mortgage Advisor providing assistance under the Abhaile Scheme to help homeowners find a resolution to home mortgage arrears. It provides vouchers for free financial and legal advice and help from experts, which are available through MABS.

Court Mentor Service providing support to clients preparing for attendance in court

Debt Relief Notice designed for people who have very low disposable income or assets and will allow for the write-off of qualifying debt up to €35,000. If you would like more information on any of the help listed above you can call your local office Arklow 076107 2390 or Bray 076107 2250 or our National Helpline

076 107 2000 which is open Monday to Friday, 9am to 8pm.

Arklow and District MABS; Email: arklow@ mabs.ie

Bray MABS; Email: bray@mabs.ie Website: www.mabs.ie https://www.isi.gov.ie/en/ISI/Pages/DRN https://www.mabs.ie/en/abhaile/