Best cur­rent ac­count

Irish Independent - - Personal Finance -

Feel pushed ever fur­ther out of branches and on­line? Well, get out of the main street al­to­gether with N26, a fully on­line bank of­fer­ing free cur­rent ac­counts.

With more than 1.5 mil­lion cus­tomers and fully reg­u­lated by the ECB, you get a Master­card debit card and it only charges ATM with­drawal fees if you make more than five with­drawals a month (it’s €2 af­ter that).

It op­er­ates in 19 for­eign cur­ren­cies with ul­tra low non-Euro charges (1.7pc fee vs around 3.5pc with main­stream banks), and its ex­cel­lent app gives a con­stant break­down of your spend­ing (whether you want it or not!) to help with bud­get­ing.

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