Best Savings Account
With interest rates languishing at rock bottom, finding any return is challenging. For a €10,000 lump sum, Permanent TSB’s Fixed rate term deposit is best if you can afford to tie up your funds for three years.
Offering 0.55pc AER, or €212 over the term, it’s as good as you’ll get out there.
The minimum balance is €5,000, you’ll be penalised if you withdraw early and remember, it’s all still subject to DIRT tax.