Best Sav­ings Ac­count

Irish Independent - - Personal Finance -

With in­ter­est rates lan­guish­ing at rock bot­tom, find­ing any re­turn is chal­leng­ing. For a €10,000 lump sum, Per­ma­nent TSB’s Fixed rate term de­posit is best if you can af­ford to tie up your funds for three years.

Of­fer­ing 0.55pc AER, or €212 over the term, it’s as good as you’ll get out there.

The min­i­mum bal­ance is €5,000, you’ll be pe­nalised if you with­draw early and re­mem­ber, it’s all still sub­ject to DIRT tax.

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