I want to marry new love I met on cruise at 76

At 76 I met a wonderful man on a cruise ship. We’d like to be married. But he lives 120 miles away so I’d have to leave my friends and my children and up sticks to Bolton. Even worse, I’d have to give up my (husband’s work) widow’s pension. If I say no, I could lose the chance of happiness I never thought I’d have.